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Cost & financial aid brief

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# Baptist Health Sciences University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/baptist-health-sciences-university/)Cost & aid[Outcomes](/school/baptist-health-sciences-university/outcomes/)[Admissions](/school/baptist-health-sciences-university/admissions/)[Majors](/school/baptist-health-sciences-university/majors/)[Similar schools](/school/baptist-health-sciences-university/similar/)

**On this page**+

## How much does Baptist Health Sciences University cost after financial aid?

The published cost of attendance at Baptist Health Sciences University is $22,227, with tuition and fees of $13,796 and room and board of $4,100. For aid recipients, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) — what they pay after grants and scholarships — is $11,212.

That figure is $11,135 below the $22,347 median for comparable institutions (same type and size). Financial aid reduces the published cost by $11,015 on average, covering about 50% of the sticker price for the typical aid recipient.

Azimuth ranks the university #475 for affordability among nonprofit four-year institutions.

Baptist Health Sciences University sits in the 66th percentile for affordability among nonprofit four-year institutions. Aid recipients pay an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $11,212, $11,135 below the median for comparable institutions (same type and size).

Borrowers who finish hold a median federal debt of $29,500, $4,500 above the peer median for comparable institutions (same type and size). For the lowest income band, the average net price is $6,354; for the highest band, it is $18,446.

After grants and scholarships, aid recipients in the lowest family-income band, under $30,000, average $6,354. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $6,989 for the $30,001–$48,000 band, $14,384 for the $48,001–$75,000 band, $14,267 for the $75,001–$110,000 band, and $18,446 for families earning over $110,000. The spread between the lowest and highest bands is $12,092.

Average net price by family income

**$0–30K**
$6,354

**$30–48K**
$6,989

**$48–75K**
$14,384

**$75–110K**
$14,267

**$110K+**
$18,446

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$11,212**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 50% of the published cost for the average aid recipient, a reduction of $11,015 from the sticker price. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s are higher for families with greater income.

The lowest band, under $30,000, averages $6,354, while the highest band, over $110,000, averages $18,446. The middle bands sit between those two ends.

The published cost of attendance at Baptist Health Sciences University is $22,227. Azimuth ranks the university #475 for affordability among nonprofit four-year institutions.

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $6,354 for families earning under $30,000, $14,384 for families earning $48,001 to $75,000, and $18,446 for families earning over $110,000. The spread between the lowest and highest bands is $12,092.

Aid covers about 50% of the published cost for the average aid recipient, bringing the average net price across all bands to $11,212. That is $11,135 below the $22,347 median for comparable institutions (same type and size).

Borrowers who complete a degree carry a median of $29,500 in federal student loans, $4,500 above the $25,000 peer median. 92.3% of federal aid recipients take federal loans.

Parents who borrow through the [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a separate median of $14,428. If repaid over ten years, the median federal debt corresponds to an estimated payment of $335 a month.

## Student loans: what does repayment look like?

Federal-loan borrowers who complete a degree at Baptist Health Sciences University leave with a median of $29,500. The median is $4,500 above the $25,000 median for comparable institutions (same type and size).

92.3% of federal aid recipients take federal loans, so borrowing is the norm here. Parents who borrow through the [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a separate median of $14,428.

Baptist Health Sciences University posts a median of $73,191 four years after completion, $17,276 above the $55,915 median for comparable institutions (same type and size). That figure lands in the 81st percentile among nonprofit four-year institutions.

Graduates earn about $18,620 more than the model expects for similar students, a result at the 94th percentile. The earnings scenarios, estimated from the program mix, run from a downside of $57,388 to an upside of $82,135, with a typical scenario of $73,191.

Borrowers who finish leave with a median of $29,500 in federal loans, $4,500 above the peer median of $25,000. If repaid over ten years, that debt corresponds to an estimated payment of $335 a month.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $14,428. For student borrowers, the median federal debt corresponds to an estimated payment of $335 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$14,428

**Estimated parent payment**
$183/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 10.8% | High pressure |
| $100,000 | 4.8% | Safe |
| $150,000 | 2.3% | Safe |
| $200,000 | 1.5% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=baptist-health-sciences-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$29,500

**Institution Parent PLUS debt**
$14,428

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$335/mo

**Estimated Parent PLUS payment · monthly**
$183/mo

**Modeled student + parent payments**
$518/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $73,191, with a $23,940 annual allowance for basic expenses:

**8.2%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=baptist-health-sciences-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.