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Cost & financial aid brief

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# Beloit College Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/beloit-college/)Cost & aid[Outcomes](/school/beloit-college/outcomes/)[Admissions](/school/beloit-college/admissions/)[Majors](/school/beloit-college/majors/)[Similar schools](/school/beloit-college/similar/)

**On this page**+

## How much does Beloit College cost after financial aid?

At Beloit College, average aid brings the published price down sharply for recipients, though the remaining annual cost is still substantial. The published cost of attendance is $71,365, an average across living arrangements.

Tuition and fees are $60,886, and room and board are $11,264. For aid recipients, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $21,526, and average aid savings against the sticker price are $49,839.

That net price is $821 below the peer median of $22,347, the middle value for comparable institutions (same type and size). Azimuth places affordability in the 36th percentile among nonprofit four-year institutions.

The lower-than-peer net price and large average aid reduction point in the same direction, although individual packages vary.

For aid recipients, Beloit College has an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, of $21,526. This sits $821 below the peer median, the middle value for comparable institutions (same type and size), of $22,347.

By family income, average net prices are $15,176 for families earning under $30,000; $16,482 for $30,001-$48,000; $18,028 for $48,001-$75,000; $22,781 for $75,001-$110,000; and $27,871 for families earning over $110,000. Azimuth places the affordability pillar in the 36th percentile among nonprofit four-year institutions.

Completers who borrowed had median federal student loan debt of $25,738, $738 above the comparable-institution median of $25,000. The lower net price sits alongside slightly higher borrowing than the peer benchmark.

At Beloit College, aid recipients from lower family-income bands face lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s than those from higher-income bands. Their average net prices are $15,176 for families earning under thirty thousand dollars; $16,482 for families earning thirty thousand one dollars to forty-eight thousand dollars; $18,028 for families earning forty-eight thousand one dollars to seventy-five thousand dollars; $22,781 for families earning seventy-five thousand one dollars to one hundred ten thousand dollars; and $27,871 for families earning over one hundred ten thousand dollars.

Pell Grants reach 29.6% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $12,695.

Average net price by family income

**$0–30K**
$15,176

**$30–48K**
$16,482

**$48–75K**
$18,028

**$75–110K**
$22,781

**$110K+**
$27,871

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$21,526**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

At Beloit College, average aid removes much of the published charge, but the remaining price differs across family-income bands. Aid covers about 70% of the published cost for the average aid recipient.

That is an average across aid recipients, not a promise for any particular family. The sticker-to-net gap is the distance between published cost and average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/); it describes average aid savings rather than a charge guaranteed to a particular family.

Across the five bands, lower-income groups have lower average net prices and upper-income groups have higher ones. That pattern shows aid is concentrated more heavily at lower incomes in the reported averages, without predicting an individual award.

For families receiving aid, Beloit College has a published cost of attendance of $71,365 (an average across living arrangements), with average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s that vary by family-income band. The lowest band averages $15,176, the lower-middle band $16,482, the middle band $18,028, the upper-middle band $22,781, and the highest band $27,871.

The spread between the lowest and highest bands is $12,695. Azimuth ranks the college #899 for affordability among nonprofit four-year institutions.

Aid covers about 70% of the published cost for the average aid recipient. Across all aid recipients, the average net price, what aid recipients pay after grants and scholarships, is $21,526, after average aid savings of $49,839 against the sticker price.

That average is $821 below the peer median net price of $22,347 at comparable institutions (same type and size). Published tuition and fees are $60,886, and room and board are $11,264.

Federal student loan borrowers who complete have median debt of $25,738, and 93.7% of federal aid recipients borrow federal loans. That median is $738 above the $25,000 peer median at comparable institutions (same type and size).

For [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers, median borrowing is $32,004. The median federal student debt corresponds to an estimated payment of $293 a month if repaid over ten years.

## Student loans: what does repayment look like?

Federal borrowing reaches 93.7% of federal aid recipients at Beloit College, making loan levels central to the cost picture. Among federal-loan borrowers who complete, median federal student loan debt is $25,738.

The peer median, the middle value for comparable institutions (same type and size), is $25,000, and Beloit’s median is $738 above it. For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $32,004.

The high borrowing share and debt slightly above the peer median point to a loan-heavy financing picture.

Beloit College presents a difficult investment picture: median earnings are $48,801 four years after completion. Among nonprofit four-year institutions, that median falls in the 16th percentile.

[Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, are also low. Graduates earn about $23,000 less than the model expects for similar students.

Azimuth places that measure in the 2nd percentile among nonprofit four-year institutions. The earnings scenarios range from $39,470 in the downside case to $80,453 in the upside case, with $48,801 as the typical scenario.

Median federal student loan debt at completion is $25,738, above the $25,000 peer median at comparable institutions (same type and size) by $738. That debt corresponds to an estimated payment of $293 a month if repaid over ten years.

Below-expected earnings alongside debt above the peer median point in the same direction.

Among Beloit parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $32,004. For student borrowers, that debt corresponds to an estimated payment of $293 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$32,004

**Estimated parent payment**
$407/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$25,738

**Institution Parent PLUS debt**
$32,004

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$293/mo

**Estimated Parent PLUS payment · monthly**
$407/mo

**Modeled student + parent payments**
$700/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $48,801, with a $22,590 annual allowance for basic expenses:

**13.4%** of income above the allowance · Concerning

1.  Excellent Under 8%
2.  Good 8–under 12%
3.  Concerning 12–20% · selected scenario
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=beloit-college#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.