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Cost & financial aid brief

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# Brigham Young University Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/brigham-young-university/)Cost & aid[Outcomes](/school/brigham-young-university/outcomes/)[Admissions](/school/brigham-young-university/admissions/)[Majors](/school/brigham-young-university/majors/)[Similar schools](/school/brigham-young-university/similar/)

**On this page**+

## How much does Brigham Young University cost after financial aid?

The published cost of attendance at Brigham Young University is $22,690, with tuition and fees of $6,688 and room and board of $10,396. In its 2025-26 Common Data Set, the university reported on-campus food and housing of $11,200.

It also listed estimated books and supplies of $416, estimated transportation of $2,608, and estimated other expenses of $2,088. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $15,564.

That is $20,647 below the peer median of $36,211 for comparable institutions (same type and size). Azimuth ranks the university #85 for affordability among nonprofit four-year institutions.

The affordability pillar at Brigham Young University sits in the 94th percentile among nonprofit four-year institutions. Aid recipients at the university see an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $15,564, which is below the median of $36,211 for comparable institutions (same type and size) by $20,647.

Median federal student debt for borrowers who complete is $11,069, below the peer median of $23,168 by $12,099. Average net prices across family income bands run from $10,444 for the lowest-income aid recipients to $20,542 for the highest.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s at Brigham Young University stay within a narrow band across family incomes. For families earning under $30,000 the average net price is $10,444; for $30,001–$48,000 it is $10,112; for $48,001–$75,000 it is $13,062; for $75,001–$110,000 it is $16,378; and for families earning over $110,000 it is $20,542.

The spread between the lowest and highest bands is $10,098. Pell Grant recipients make up 32.1% of undergraduates, providing context for the lowest income band.

Average net price by family income

**$0–30K**
$10,444

**$30–48K**
$10,112

**$48–75K**
$13,062

**$75–110K**
$16,378

**$110K+**
$20,542

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$15,564**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

At Brigham Young University, a private nonprofit university in Provo, Utah, aid covers about 31% of the published cost for the average aid recipient. The pattern across income bands is one of relatively flat [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s.

Average net prices range from $10,444 in the lowest income band to $20,542 in the highest. The middle bands sit close together, with families earning $30,001–$48,000 averaging $10,112 and those earning $48,001–$75,000 averaging $13,062.

That spread shows a pricing structure where the net cost stays within a narrow range as income increases. The average net price for the highest band is roughly double the lowest.

The published cost of attendance at Brigham Young University is $22,690. Azimuth ranks the university #85 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $10,444, for those earning $48,001 to $75,000 it is $13,062, and for those earning over $110,000 it is $20,542. The spread between the lowest and highest bands is $10,098.

Grants and scholarships save the average aid recipient $7,126 against the sticker price, bringing the overall average net price to $15,564. That is $20,647 below the $36,211 median for comparable institutions (same type and size).

Tuition and fees are $6,688. Borrowers who finish carry a median of $11,069 in federal student loans, $12,099 below the peer median of $23,168.

About 47.4% of federal aid recipients take federal loans. Parents who borrow through [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) hold a separate median of $9,699.

If repaid over ten years, the median federal debt corresponds to an estimated payment of $126 a month.

## Student loans: what does repayment look like?

Completing borrowers at Brigham Young University hold median federal debt of $11,069. That median runs below the $23,168 figure for comparable institutions (same type and size), a gap of $12,099.

About 47.4% of federal aid recipients take out federal loans. Parent borrowers show a median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loan of $9,699, a separate population.

In its 2025-26 Common Data Set, the university reported borrowing among 5,343 bachelor's graduates who started as first-time students. 22% of graduates borrowed from any source, averaging $16,031 per borrower, including 22% who took federal loans and averaged $15,622 and 1% who took private loans and averaged $10,097.

The median earnings for Brigham Young University graduates reach $77,018 four years after completion; Azimuth places that level in the 85th percentile among nonprofit four-year institutions. That figure sits below the $83,615 median at comparable institutions (same type and size), a gap of $6,597.

The earnings cohort includes 4,961 completers. Graduates earn about $9,906 more than the model expects for similar students, a result in the 83rd percentile among nonprofit four-year institutions.

Earnings scenarios derived from the university's program mix run from a downside of $41,973 to an upside of $112,866, with a typical scenario of $77,018. Against those figures, median federal debt is $11,069, below the $23,168 median for comparable institutions (same type and size).

If repaid over ten years, the median federal debt carries a monthly payment of $126.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing, a separate parent-borrower population, is $9,699. The estimated monthly student payment if repaid over ten years is $126.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$9,699

**Estimated parent payment**
$123/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$11,069

**Institution Parent PLUS debt**
$9,699

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$126/mo

**Estimated Parent PLUS payment · monthly**
$123/mo

**Modeled student + parent payments**
$249/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $77,018, with a $22,590 annual allowance for basic expenses:

**2.8%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=brigham-young-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.
