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Cost & financial aid brief

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# College of Staten Island CUNY Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/college-of-staten-island-cuny/)Cost & aid[Outcomes](/school/college-of-staten-island-cuny/outcomes/)[Admissions](/school/college-of-staten-island-cuny/admissions/)[Majors](/school/college-of-staten-island-cuny/majors/)[Similar schools](/school/college-of-staten-island-cuny/similar/)

**On this page**+

## How much does College of Staten Island CUNY cost after financial aid?

At College of Staten Island CUNY, in-state tuition and fees are $7,490; out-of-state tuition and fees are $15,440. Room and board are published at $21,155.

The total cost of attendance is $14,795, an average across living arrangements. For first-time full-time aid recipients, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $5,579, which is $9,216 less than the published sticker total.

Aid covers about 62% of the published cost for the average aid recipient. The university's average net price is $8,489 below the peer median of $14,068 for comparable institutions (same type and size).

For affordability among nonprofit four-year institutions, Azimuth places College of Staten Island CUNY at #39. That places the affordability pillar in the 97th percentile.

Affordability is the strongest pillar at College of Staten Island CUNY, and the figures bear that out. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)—what aid recipients pay after grants and scholarships—is $5,579, which is $8,489 below the median for comparable institutions (same type and size).

Borrowers who finish carry a median of $14,350 in federal loans, also $6,879 below the median for comparable institutions. For the lowest income band, the average net price is $3,903; for the highest, it is $13,444.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s by family-income band show a progressive structure. For families earning under $30,000 the average net price is $3,903; for $30,001–$48,000 it is $4,473; for $48,001–$75,000 it is $7,364; for $75,001–$110,000 it is $9,923; and for families earning over $110,000 it is $13,444.

Pell Grant recipients make up 49.6% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $9,541.

Average net price by family income

**$0–30K**
$3,903

**$30–48K**
$4,473

**$48–75K**
$7,364

**$75–110K**
$9,923

**$110K+**
$13,444

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$5,579**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

The sticker-to-net gap at College of Staten Island CUNY is $9,216, and aid covers about 62% of the published cost for the average aid recipient. The pricing structure tilts the largest discounts toward families with lower incomes.

The lowest-income band (under $30,000) averages $3,903, while the highest band (over $110,000) averages $13,444, a spread of $9,541. The middle bands step from $4,473 to $7,364 and then to $9,923, a pattern that coincides with aid concentrated on the lowest-income families.

With an affordability rank of #39 nationally, the university's [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s sit below the peer median by $8,489.

The published cost of attendance is $14,795, and the average aid recipient pays far less than that. Azimuth ranks College of Staten Island CUNY #39 for affordability among nonprofit four-year institutions.

After grants and scholarships, aid recipients from families earning under $30,000 average $3,903, those earning $48,001 to $75,000 average $7,364, and those earning over $110,000 average $13,444. The spread between the lowest and highest bands is $9,541.

Aid covers about 62% of the published cost for the average aid recipient. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) across all aid recipients is $5,579, which is $8,489 below the $14,068 median for comparable institutions (same type and size).

Borrowers who finish carry a median of $14,350 in federal student loans. That is $6,879 below the peer median—the median for comparable institutions—of $21,229.

About 28.2% of federal aid recipients take a federal loan. If repaid over ten years, that median debt corresponds to an estimated payment of $163 a month.

Parents who borrow through the separate [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a median of $15,568.

## Student loans: what does repayment look like?

28.2% of federal aid recipients at College of Staten Island CUNY take out federal loans. Among completers who borrowed, the median federal student debt at completion is $14,350.

Relative to comparable institutions (same type and size), that median falls below the median of $21,229 by $6,879. Parent borrowers, tracked as a distinct population, hold a median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loan of $15,568.

Graduates of College of Staten Island CUNY earn about $13,702 more than the model expects for similar students, placing that outcome in the 90th percentile among nonprofit four-year institutions. Median earnings four years after completion are $65,495, standing in the 67th percentile among nonprofit four-year institutions.

Earnings scenarios for the mix of programs offered show a typical level of $65,495, a downside case of $53,076, and an upside case of $85,794. At completion, student borrowers hold a median federal debt of $14,350, a total that falls below the median of $21,229 for comparable institutions (same type and size) by $6,879. The estimated monthly payment if repaid over ten years is $163.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing, a separate parent-borrower population, is $15,568. The estimated monthly student payment if repaid over ten years is $163.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$15,568

**Estimated parent payment**
$198/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 11.7% | High pressure |
| $100,000 | 5.2% | Safe |
| $150,000 | 2.5% | Safe |
| $200,000 | 1.6% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=college-of-staten-island-cuny#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$14,350

**Institution Parent PLUS debt**
$15,568

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$163/mo

**Estimated Parent PLUS payment · monthly**
$198/mo

**Modeled student + parent payments**
$361/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $65,495, with a $23,940 annual allowance for basic expenses:

**4.7%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=college-of-staten-island-cuny#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.