1. [College research](/) 2. / 3. [College of the Ozarks](/school/college-of-the-ozarks/) 4. / 5. Cost & financial aid brief Cost & financial aid brief Copy linkPrint brief # College of the Ozarks Tuition, Costs & Financial Aid Updated October 1, 2026 [Overview](/school/college-of-the-ozarks/)Cost & aid[Outcomes](/school/college-of-the-ozarks/outcomes/)[Admissions](/school/college-of-the-ozarks/admissions/)[Majors](/school/college-of-the-ozarks/majors/)[Similar schools](/school/college-of-the-ozarks/similar/) **On this page**+ ## How much does College of the Ozarks cost after financial aid? College of the Ozarks has a low post-aid price relative to its published charges, giving it an affordability profile that stands apart from comparable institutions. The published cost of attendance is $33,734, including $22,320 in tuition and fees and $8,800 for room and board. Among comparable institutions (same type and size), the peer median net price is $22,347; the college’s average is below that figure by $16,247. Azimuth ranks College of the Ozarks #34 for affordability among nonprofit four-year institutions. The low post-aid price and peer comparison point in the same direction. Azimuth places the affordability pillar in the 98th percentile among nonprofit four-year institutions. The lower peer comparison and strong affordability standing point the same way. Prices differ by family income, though every listed band remains well below the published cost. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $6,381 in the lowest family-income band, $6,140 in the next-lowest band, $5,022 in the middle band, $6,409 in the next-highest band, and $10,426 in the highest band. Pell Grants reach 49.2% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $4,045. For the average aid recipient, aid leaves a much smaller price than the published cost. Aid covers about 82% of the published cost for the average aid recipient. Prices are lowest in the middle band and highest in the top band. This pattern shows lower average prices across several lower and middle income bands, rather than only in the lowest band. These figures are averages, not individual aid offers. A published cost of attendance of $33,734 sits alongside low average prices after aid at College of the Ozarks. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $6,381 for families in the lowest income band, $6,140 in the next band, $5,022 in the middle band, $6,409 in the next-highest band, and $10,426 for families in the highest income band. The spread between the lowest and highest bands is $4,045. Azimuth places the university in the 98th percentile for affordability among nonprofit four-year institutions. Aid covers about 82% of the published cost for the average aid recipient, with average financial-aid savings of $27,634 against the sticker price. At comparable institutions (same type and size), the peer median net price, the middle value for that group, is $22,347; the college's average is $16,247 below it. Published tuition and fees are $22,320, and room and board are listed at $8,800. The low average price and the comparison with peers point in the same direction on cost. ## Student loans: what does repayment look like? Affordability is the stronger part of the picture at College of the Ozarks, while the available earnings measures point to a weak return picture. Azimuth places that earnings level in the 8th percentile among nonprofit four-year institutions. [Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/) also runs low. That gap is what graduates earn compared to what the model expects for similar students. Azimuth places this measure in the 1st percentile among nonprofit four-year institutions. Earnings scenarios based on the program mix put downside earnings at $38,687, typical earnings at $44,258, and upside earnings at $69,329. The higher upside scenario does not change the weaker median and model-comparison results. It is a place to consider how grants, published charges, and potential borrowing fit a family budget. [Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes). ## Student loans: the monthly payment Financial GPS ### What does repayment look like? **Institution median student debt** No federal loan data **Institution Parent PLUS debt** No federal loan data Federal loans only; private or institutional loans aren’t included. **Estimated student payment · monthly** No federal loan data **Estimated Parent PLUS payment · monthly** No federal loan data Payments use school-wide median balances, not a specific major’s. Payment assumptions Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. [Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=college-of-the-ozarks#student-tool) ## Data & methodology Sources and reporting periods: [methodology](/methodology/). Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth. Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source. Figure notes link to sources and limitations. [About College Azimuth](/about/). **Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/). A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone. Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.