1.  [College research](/)
2.  /
3.  [CUNY Queens College](/school/cuny-queens-college/)
4.  /
5.  Cost & financial aid brief

Cost & financial aid brief

Copy linkPrint brief

# CUNY Queens College Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/cuny-queens-college/)Cost & aid[Outcomes](/school/cuny-queens-college/outcomes/)[Admissions](/school/cuny-queens-college/admissions/)[Majors](/school/cuny-queens-college/majors/)[Similar schools](/school/cuny-queens-college/similar/)

**On this page**+

## How much does Queens College cost after financial aid?

Azimuth places CUNY Queens College at #8 for affordability among nonprofit four-year institutions. That standing places the affordability pillar in the 99th percentile.

As a public university in Queens, New York, the university lists a published cost of attendance of $14,367 (an average), a figure that covers tuition, fees, and living expenses. The standard budget includes $7,538 for in-state tuition and fees and $15,488 for out-of-state tuition and fees.

The room and board allowance is $17,132. These published charges form the sticker price before any aid is applied.

For the average aid recipient, the [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) falls to $4,195, a discount of $10,172 from the sticker price. This average net price is below the peer median of $15,634 for comparable institutions (same type and size) by $11,439.

Azimuth places CUNY Queens College in the 99th percentile for affordability among nonprofit four-year institutions. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $4,195, a level that sits below the median of $15,634 for comparable institutions (same type and size) by $11,439.

Among completers who borrowed, median federal student debt is $10,298, below the median of $20,076 for comparable institutions (same type and size) by $9,778. Across income levels, average net prices extend from $1,541 in the low-income band to $12,700 in the high-income band.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s by family-income band show a steeply progressive structure. For families earning under $30,000 the average net price is $1,541; for $30,001–$48,000 it is $3,133; for $48,001–$75,000 it is $6,785; for $75,001–$110,000 it is $9,110; and for families earning over $110,000 it is $12,700.

Pell Grant recipients make up 47.2% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $11,159.

Average net price by family income

**$0–30K**
$1,541

**$30–48K**
$3,133

**$48–75K**
$6,785

**$75–110K**
$9,110

**$110K+**
$12,700

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$4,195**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 71% of the published cost for the average aid recipient. The sticker-to-net gap is $10,172, which means the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) across all bands is $4,195.

The pattern across incomes is progressive. Average net prices run from $1,541 in the lowest band to $12,700 in the highest, a spread of $11,159.

The middle bands sit between them, rising with income. That spread describes a structure where aid is targeted toward families with fewer resources, rather than any individual package.

The published cost of attendance at CUNY Queens College is $14,367, an average across living arrangements. In-state tuition and fees are $7,538.

For families earning under $30,000, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $1,541. For families in the $48,001–$75,000 band, it is $6,785, and for families earning over $110,000, it is $12,700.

The spread between the lowest and highest bands is $11,159. Azimuth ranks CUNY Queens College #8 for affordability among nonprofit four-year institutions.

Financial aid reduces the sticker price by an average of $10,172, bringing the average net price across all aid recipients to $4,195. That figure is below the median of $15,634 for comparable institutions (same type and size), a gap of $11,439.

Out-of-state students face a published tuition of $15,488, and room and board is listed at $17,132. Among federal-loan borrowers who completed, the median federal student debt is $10,298.

That median is below the peer median of $20,076 for comparable institutions, a difference of $9,778. About 23.7% of federal aid recipients borrow federal loans.

The median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $17,680. If repaid over ten years, the estimated monthly payment on the median federal debt is $117.

## Student loans: what does repayment look like?

Among undergraduates at CUNY Queens College, 23.7% of federal aid recipients borrow federal loans. For those who complete a degree, the median federal student debt at completion is $10,298.

Comparable institutions (same type and size) record a median federal debt of $20,076; the university's median is below that by $9,778. Parent borrowers form a separate population with a median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) debt of $17,680.

CUNY Queens College combines a low-cost structure with earnings that run above the median for comparable institutions (same type and size). Four years after completion, graduates earn a median of $68,713, which places the university in the 74th percentile among nonprofit four-year institutions.

Graduates earn about $9,059 more than the model expects for similar students, an outcome in the 81st percentile. Earnings scenarios anchored on the program mix show a typical earnings level of $68,713, with a downside scenario of $51,621 and an upside scenario of $90,610.

Borrowers who complete a degree carry a median federal student debt of $10,298, which is below the $20,076 median for comparable institutions (same type and size) by $9,778. If repaid over ten years, the estimated monthly payment is $117.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing, a separate parent-borrower population, is $17,680. The estimated monthly student payment if repaid over ten years is $117.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$17,680

**Estimated parent payment**
$225/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 13.2% | High pressure |
| $100,000 | 5.9% | Safe |
| $150,000 | 2.8% | Safe |
| $200,000 | 1.9% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=cuny-queens-college#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$10,298

**Institution Parent PLUS debt**
$17,680

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$117/mo

**Estimated Parent PLUS payment · monthly**
$225/mo

**Modeled student + parent payments**
$342/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $68,713, with a $23,940 annual allowance for basic expenses:

**3.1%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=cuny-queens-college#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.