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Cost & financial aid brief

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# CUNY York College Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/cuny-york-college/)Cost & aid[Outcomes](/school/cuny-york-college/outcomes/)[Admissions](/school/cuny-york-college/admissions/)[Majors](/school/cuny-york-college/majors/)[Similar schools](/school/cuny-york-college/similar/)

**On this page**+

## How much does CUNY York College cost after financial aid?

At CUNY York College, the published cost of attendance is $14,330, while aid recipients have an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, of $4,456. In-state tuition and fees are $7,358, and out-of-state tuition and fees are $15,308.

Financial aid reduces the published cost by $9,874 on average for aid recipients. The peer median, the middle value for comparable institutions (same type and size), is $14,068; York's average net price is $9,612 below that figure.

Azimuth ranks CUNY York College #5 for affordability among nonprofit four-year institutions. The low average net price and the peer comparison point to a cost picture that is unusually favorable within this cohort.

For aid recipients, CUNY York College has an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $4,456, the average cost after grants and scholarships. That is $9,612 below the peer median of $14,068, the middle value for comparable institutions (same type and size).

Azimuth places the affordability pillar in the 99th percentile among nonprofit four-year institutions. Among borrowers who completed, median federal student loan debt is $11,000, $10,229 below the comparable-institution median of $21,229.

Average net price is $2,861 for families in the lowest-income band and $12,520 for those in the highest-income band. The low overall price and lower borrowing point in the same direction.

[Net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s are lowest for aid recipients in the under-thirty-thousand-dollar family-income band and increase across the listed bands. Average net price is $2,861 for families under thirty thousand dollars; $4,161 for families from thirty thousand one dollars to forty-eight thousand dollars; $7,426 for families from forty-eight thousand one dollars to seventy-five thousand dollars; $9,383 for families from seventy-five thousand one dollars to one hundred ten thousand dollars; and $12,520 for families over one hundred ten thousand dollars.

Pell Grants go to 40.1% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $9,659.

Average net price by family income

**$0–30K**
$2,861

**$30–48K**
$4,161

**$48–75K**
$7,426

**$75–110K**
$9,383

**$110K+**
$12,520

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$4,456**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 69% of the published cost for the average aid recipient, a $9,874 reduction from the sticker price. The pattern across income bands is tight: average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s range from $2,861 for families earning under $30,000 to $12,520 for those earning over $110,000, a spread of $9,659.

The middle bands sit at $4,161, $7,426, and $9,383. That narrow spread means aid is targeted broadly rather than concentrated at the bottom.

A family in the highest band still pays well below the published cost, and the lowest band is not far below the middle. The result is a pricing structure that keeps costs low across the income scale, not just for those with the greatest need.

For aid recipients, CUNY York College pairs a published cost of attendance of $14,330 with much lower prices after grants and scholarships. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $2,861 for families in the lowest family-income band; $4,161 in the next-lowest band; $7,426 in the middle band; $9,383 in the next-highest band; and $12,520 for families in the highest family-income band.

The spread between the lowest and highest bands is $9,659. Azimuth ranks the university #5 for affordability among nonprofit four-year institutions.

For the average aid recipient, aid covers about 69% of the published cost and offsets $9,874 from the sticker price. Across all aid recipients, the average net price is $4,456, which is $9,612 below the peer median of $14,068 for comparable institutions (same type and size).

Published in-state tuition is $7,358, and out-of-state tuition is $15,308. The aid offset and lower peer comparison both point toward lower published costs after aid.

Among borrowers who complete, median federal student loan debt is $11,000, and 15.4% of federal aid recipients borrow federal loans. That median is $10,229 below the peer median of $21,229 for comparable institutions (same type and size).

That debt corresponds to an estimated payment of $125 a month if repaid over ten years. Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing for parent borrowers is $11,018.

## Student loans: what does repayment look like?

At CUNY York College, federal borrowing is limited to 15.4% of federal aid recipients, so the completion-debt figures describe borrowers rather than the whole undergraduate body. Among federal-loan borrowers who complete, median federal student loan debt is $11,000.

At comparable institutions (same type and size), the peer median federal debt is $21,229; the college's median is $10,229 below it. For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $11,018.

The investment picture at CUNY York College is built on a foundation of low cost. The median federal student debt at completion is $11,000, $10,229 below the $21,229 median for comparable institutions (same type and size).

If repaid over ten years, that debt corresponds to an estimated payment of $125 a month. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $61,389, at the 55th percentile among nonprofit four-year institutions.

Graduates earn about $3,158 more than the model expects for similar students, placing the outcome at the 66th percentile nationally. Earnings scenarios, estimated from the university's program mix, range from $51,604 in a downside case to $82,095 in an upside case, with $61,389 as the typical outcome.

The return pillar sits at the 52nd percentile nationally, while affordability is at the 99th percentile. Low debt and above-expected earnings point the same way for a student who finishes.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing among parent borrowers is $11,018. For student borrowers, that debt corresponds to an estimated payment of $125 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$11,018

**Estimated parent payment**
$140/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 8.3% | Caution |
| $100,000 | 3.7% | Safe |
| $150,000 | 1.8% | Safe |
| $200,000 | 1.2% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=cuny-york-college#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$11,000

**Institution Parent PLUS debt**
$11,018

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$125/mo

**Estimated Parent PLUS payment · monthly**
$140/mo

**Modeled student + parent payments**
$265/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $61,389, with a $23,940 annual allowance for basic expenses:

**4.0%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=cuny-york-college#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.