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Cost & financial aid brief

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# Eastern Washington University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/eastern-washington-university/)Cost & aid[Outcomes](/school/eastern-washington-university/outcomes/)[Admissions](/school/eastern-washington-university/admissions/)[Majors](/school/eastern-washington-university/majors/)[Similar schools](/school/eastern-washington-university/similar/)

**On this page**+

## How much does Eastern Washington University cost after financial aid?

For aid recipients, Eastern Washington University has an after-aid price that sits below the comparable-school midpoint. The standard cost of attendance is $24,478.

In-state tuition and fees are $8,586, with room and board at $15,574; out-of-state tuition and fees are $25,959. Its average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $13,886.

Average financial aid offsets $10,592 of the published price, although individual awards can differ. At comparable institutions (same type and size), the peer median net price is $14,068; the university's average is $182 below that benchmark.

Azimuth places affordability in the 82nd percentile among nonprofit four-year institutions. The lower-than-peer net price and that affordability standing point in the same direction.

Eastern Washington University gives aid recipients an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) below the comparable-school midpoint. That average net price, what aid recipients pay after grants and scholarships, is $13,886, $182 below the peer median of $14,068 for comparable institutions (same type and size).

Azimuth places the affordability pillar in the 82nd percentile among nonprofit four-year institutions. From the lowest through highest family-income bands, average net prices are $9,547, $10,204, $12,292, $17,596, and $22,279.

Borrowers who completed have median federal student loan debt of $19,500, $1,729 below the comparable-institution median of $21,229. Lower costs and lower borrowing point in the same direction.

Lower listed family-income bands face lower average prices after grants and scholarships at Eastern Washington University. For aid recipients, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $9,547 in the lowest family-income band, $10,204 in the next band, $12,292 in the middle band, $17,596 in the next-highest band, and $22,279 in the highest band.

Pell Grants reach 35.1% of undergraduates, offering financial-access context for the lowest band. The spread between the lowest and highest bands is $12,732.

Average net price by family income

**$0–30K**
$9,547

**$30–48K**
$10,204

**$48–75K**
$12,292

**$75–110K**
$17,596

**$110K+**
$22,279

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$13,886**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 43% of the published cost for the average aid recipient at Eastern Washington University, a reduction of $10,592 from the sticker price. The pattern shows aid is concentrated toward lower-income families, with average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) rising as family income increases.

The lowest band, under $30,000, averages $9,547, while the highest band, over $110,000, averages $22,279. The spread between the two ends is $12,732.

The middle bands sit between those figures: $10,204 for families earning $30,001 to $48,000, $12,292 for $48,001 to $75,000, and $17,596 for $75,001 to $110,000.

For aid recipients, Eastern Washington University has a published cost of attendance of $24,478 and an affordability standing that Azimuth ranks #249 among nonprofit four-year institutions. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $9,547 for the lowest family-income band, $10,204 for the lower-middle band, $12,292 for the middle band, $17,596 for the upper-middle band, and $22,279 for the highest band; the spread between the lowest and highest bands is $12,732.

For the average aid recipient, financial aid savings average $10,592, and aid covers about 43% of the published cost. Across all aid recipients, the average net price is $13,886, which is $182 below the peer median of $14,068 at comparable institutions (same type and size).

Published in-state tuition is $8,586, while out-of-state tuition is $25,959. Among federal-loan borrowers who complete, median federal student loan debt is $19,500, $1,729 below the $21,229 peer median at comparable institutions (same type and size).

82.3% of federal aid recipients borrow federal loans, and median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $17,148. The median federal student debt corresponds to an estimated payment of $222 a month if repaid over ten years.

## Student loans: what does repayment look like?

At Eastern Washington University, median federal student loan debt at completion is $19,500 for borrowers who completed. Federal loans are used by 82.3% of federal aid recipients, so the median describes borrowers rather than every graduate.

Against comparable institutions (same type and size), the university’s median is $1,729 below the $21,229 peer median. The university’s lower median and the borrower-debt range describe different parts of the borrowing picture.

For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $17,148.

At Eastern Washington University, the investment picture is shaped by earnings that sit near the middle of the pack and borrowing that runs below the peer median. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $60,781, at the 54th percentile.

They earn about $2,156 more than the model expects for similar students, an outcome at the 63rd percentile. Earnings scenarios, estimated from the university's program mix, range from $48,656 in a downside case to $77,564 in an upside case, with $60,781 as the typical outcome.

Borrowers who finish leave with a median of $19,500 in federal loans, $1,729 below the median for comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated payment of $222 a month.

Parent borrowers have median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $17,148, a figure separate from student federal loan debt. For borrowers with median federal debt, that debt corresponds to an estimated payment of $222 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$17,148

**Estimated parent payment**
$218/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 12.8% | High pressure |
| $100,000 | 5.8% | Safe |
| $150,000 | 2.7% | Safe |
| $200,000 | 1.8% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=eastern-washington-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$19,500

**Institution Parent PLUS debt**
$17,148

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$222/mo

**Estimated Parent PLUS payment · monthly**
$218/mo

**Modeled student + parent payments**
$440/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $60,781, with a $23,940 annual allowance for basic expenses:

**7.2%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=eastern-washington-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.