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Cost & financial aid brief

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# Fayetteville State University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/fayetteville-state-university/)Cost & aid[Outcomes](/school/fayetteville-state-university/outcomes/)[Admissions](/school/fayetteville-state-university/admissions/)[Majors](/school/fayetteville-state-university/majors/)[Similar schools](/school/fayetteville-state-university/similar/)

**On this page**+

## How much does Fayetteville State University cost after financial aid?

The published cost of attendance at Fayetteville State University is $16,652, with in-state tuition and fees of $4,353 and room and board at $11,449. For the average aid recipient, grants and scholarships reduce that sticker price by $8,760, covering about 53% of the published cost.

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)—what aid recipients pay after grants and scholarships—is $7,892. That figure is $6,176 below the $14,068 median at comparable institutions (same type and size).

Azimuth ranks the university #124 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 91st percentile.

Affordability is the strongest pillar here, sitting in the 91st percentile among nonprofit four-year institutions. Azimuth ranks Fayetteville State University #124 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $7,892. That is $6,176 below the median at comparable institutions (same type and size).

For the lowest income band, the average is $6,233; for the highest, it is $14,112. Borrowers who finish hold a median of $22,987 in federal loans.

That is $1,758 above the median for comparable institutions (same type and size).

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $6,233 for families earning under $30,000; $6,908 for the $30,001–$48,000 band; $8,983 for the $48,001–$75,000 band; $13,354 for the $75,001–$110,000 band; and $14,112 for families earning over $110,000. The spread between the lowest and highest bands is $7,879.

Pell Grants go to 56.6% of undergraduates, providing context for the lowest band.

Average net price by family income

**$0–30K**
$6,233

**$30–48K**
$6,908

**$48–75K**
$8,983

**$75–110K**
$13,354

**$110K+**
$14,112

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$7,892**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

The average aid recipient sees about 53% of the published cost covered by grants and scholarships. That is an average across all aided students, not a guarantee for any one family, and the sticker price is where every aid package starts.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s are higher for families with more income. The lowest band, under $30,000, averages $6,233, while the highest, over $110,000, averages $14,112.

The spread between those two ends is $7,879, a pattern of lower average costs at lower incomes rather than a fixed discount. The sticker-to-net gap is $8,760, and the average net price sits below the peer median (the median at comparable institutions). The affordability pillar stands at the 91st percentile.

The published cost of attendance at Fayetteville State University is $16,652. Azimuth ranks the university #124 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $6,233, for those earning $48,001 to $75,000 it is $8,983, and for those earning over $110,000 it is $14,112. The spread between the lowest and highest bands is $7,879.

Aid covers about 53% of the published cost for the average aid recipient. The average net price across all aid recipients is $7,892, which is $6,176 below the $14,068 median for comparable institutions (same type and size).

Borrowers who complete a degree carry a median of $22,987 in federal student loans. That is $1,758 above the $21,229 peer median.

79.4% of federal aid recipients take federal loans. Parents who borrow through the [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a separate median of $8,791.

If repaid over ten years, the median federal student debt corresponds to an estimated payment of $261 a month.

## Student loans: what does repayment look like?

Most undergraduates at Fayetteville State University borrow: 79.4% of federal aid recipients take federal loans. Among borrowers who complete, the median federal student loan debt is $22,987.

The peer median for comparable institutions (same type and size) is $21,229, making the university's median $1,758 above it. Parent borrowers hold a separate median of $8,791 in [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $8,791. For student borrowers, that debt corresponds to an estimated payment of $261 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$8,791

**Estimated parent payment**
$112/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 6.6% | Caution |
| $100,000 | 3.0% | Safe |
| $150,000 | 1.4% | Safe |
| $200,000 | 0.9% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=fayetteville-state-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$22,987

**Institution Parent PLUS debt**
$8,791

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$261/mo

**Estimated Parent PLUS payment · monthly**
$112/mo

**Modeled student + parent payments**
$373/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $51,687, with a $23,940 annual allowance for basic expenses:

**11.3%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=fayetteville-state-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.