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Cost & financial aid brief

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# Florida International University Tuition, Costs & Financial Aid

Updated September 27, 2026

[Overview](/school/florida-international-university/)Cost & aid[Outcomes](/school/florida-international-university/outcomes/)[Admissions](/school/florida-international-university/admissions/)[Majors](/school/florida-international-university/majors/)[Similar schools](/school/florida-international-university/similar/)

**On this page**+

## How much does FIU cost after financial aid?

The published cost of attendance at Florida International University is $21,462. In its 2025-26 Common Data Set, the university reported in-state tuition of $6,168 and required fees of $398 for the 2026-27 academic year.

Out-of-state tuition is $19,806, and on-campus food and housing is listed at $13,852. After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $9,288.

That is $6,346 below the peer median of $15,634 for comparable institutions (same type and size). Grants and scholarships reduce the published cost by an average of $12,174 for aid recipients.

Azimuth ranks the university #79 for affordability among nonprofit four-year institutions.

Azimuth places the affordability pillar at the 94th percentile among nonprofit four-year institutions. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $9,288, which is below the median of $15,634 for comparable institutions (same type and size) by $6,346.

Median federal student debt for borrowers who completed is $16,500, below the peer median of $20,076 by $3,576. Across income bands, average net prices run from $7,003 for families earning under $30,000 to $18,200 for families earning over $110,000.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s by family-income band show a progressive structure. For families earning under $30,000 the average net price is $7,003; for $30,001–$48,000 it is $7,873; for $48,001–$75,000 it is $10,925; for $75,001–$110,000 it is $14,568; and for families earning over $110,000 it is $18,200.

Pell Grant recipients make up 41.4% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $11,197.

Average net price by family income

**$0–30K**
$7,003

**$30–48K**
$7,873

**$48–75K**
$10,925

**$75–110K**
$14,568

**$110K+**
$18,200

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$9,288**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

At Florida International University, the published sticker price of $21,462 shrinks to an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $9,288 for aid recipients, a reduction of $12,174. Aid covers about 57% of the published cost for the average aid recipient.

That average masks a steep income gradient. Families earning under $30,000 face an average net price of $7,003, while those in the $75,001–$110,000 band see $14,568 and families earning over $110,000 average $18,200.

The spread between the lowest and highest bands is $11,197, a pattern that concentrates the largest discounts on the lowest-income families. The university's average net price runs below the median of $15,634 for comparable institutions (same type and size) by $6,346.

Azimuth ranks Florida International University #79 for affordability among nonprofit four-year institutions.

Florida International University publishes a cost of attendance of $21,462. For families earning under $30,000, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $7,003, rising to $10,925 for the $48,001–$75,000 band and $18,200 for families earning over $110,000.

The spread between the lowest and highest bands is $11,197. Azimuth ranks Florida International University #79 for affordability among nonprofit four-year institutions.

Aid covers about 57% of the published cost for the average aid recipient, an average offset of $12,174. The average net price across all aid recipients is $9,288, which is below the peer median of $15,634 for comparable institutions (same type and size) by $6,346.

The median federal student debt at completion is $16,500, with about 59.8% of federal aid recipients borrowing. That median is below the peer median of $20,076 for comparable institutions by $3,576.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing stands at $13,610. If repaid over ten years, the estimated monthly payment for a graduate with the median federal debt is $188.

For personalized scenarios that include Parent PLUS, see the [Financial GPS tool](/analysis/financial-gps-framework/).

## Student loans: what does repayment look like?

The median federal student debt at Florida International University is $16,500 for borrowers who complete a degree. About 59.8% of federal aid recipients take federal loans.

Compared with the $20,076 median at comparable institutions (same type and size), the university's median is below by $3,576. For a separate population of parent borrowers, the median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loan is $13,610.

Graduates of Florida International University earn a median of $62,192 four years after completion, a figure in the 57th percentile among nonprofit four-year institutions. They earn about $2,562 more than the model expects for similar students, an outcome that falls in the 64th percentile among nonprofit four-year institutions.

Earnings scenarios based on the university's program mix show a typical earnings level of $62,192, a downside scenario of $47,215, and an upside scenario of $83,115. Borrowers finish with a median federal debt of $16,500, which is below the $20,076 median for comparable institutions (same type and size).

If repaid over ten years, that debt implies an estimated monthly payment of $188.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing, a separate parent-borrower population, is $13,610. The estimated monthly student payment if repaid over ten years is $188.

For a personalized family cost analysis, use the [Financial GPS tool](/analysis/financial-gps-framework/).

Financial GPS

### What does repayment look like?

**Institution median student debt**
$16,500

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$188/mo

Student and parent loans are separate debts. Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $62,192, with a $22,590 annual allowance for basic expenses:

**5.7%** of income above the allowance · Excellent

1.  Excellent Under 8%**▲**
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

The income spectrum compares the estimated student payment with the income left after the selected annual expense allowance. Changing the earnings scenario or allowance changes that comparison; parent payments are not included in this calculation.

The earnings choices are planning scenarios, not observed earnings percentiles or predictions of an individual graduate’s pay. The allowance is an adjustable model input, not a verified budget for your household.

Read the result as a comparison under those assumptions, not a probability of qualifying for income-based repayment or a guarantee that a payment is affordable.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$13,610

**Estimated parent payment**
$173/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$16,500

**Institution Parent PLUS debt**
$13,610

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$188/mo

**Estimated Parent PLUS payment · monthly**
$173/mo

**Modeled student + parent payments**
$361/mo

#### Student payment as a share of available income

At median graduate earnings of $62,192, with a $22,590 annual allowance for basic expenses:

**5.7%** of income above the allowance · Excellent

1.  Excellent Under 8%**▲**
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

Federal student and Parent PLUS borrowing figures do not capture all private education loans. A federal balance therefore should not be described as a family’s complete borrowing total.

Annual loan awards in a Common Data Set, when available, answer a different question from accumulated borrower debt. Compare amounts only after identifying the loan type, reporting period and population; annual school-wide awards cannot be added to a median borrower balance.

## Data & methodology

A missing figure does not mean zero. Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.