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Cost & financial aid brief

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# Georgetown University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/georgetown-university/)Cost & aid[Outcomes](/school/georgetown-university/outcomes/)[Admissions](/school/georgetown-university/admissions/)[Majors](/school/georgetown-university/majors/)[Similar schools](/school/georgetown-university/similar/)

**On this page**+

## How much does Georgetown University cost after financial aid?

The published cost of attendance at Georgetown University is $88,741, with tuition and fees of $68,017 and room and board of $20,596. In its 2025-26 Common Data Set, the university reported sticker charges of $212 in required fees and $22,180 for on-campus food and housing.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $40,815. That is $13,444 above the $27,371 median for comparable institutions (same type and size).

Azimuth ranks the university #1,265 for affordability among nonprofit four-year institutions.

Georgetown University lists a published cost of attendance of $88,741. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) (cost after grants and scholarships) for aid recipients is $40,815, which is $13,444 above the median for comparable institutions (same type and size).

Azimuth scores the affordability pillar at the 11th percentile among nonprofit four-year institutions. Borrowers who complete hold a median of $15,500 in federal student loans, $8,699 below the peer median (the midpoint among comparable institutions).

The lowest income band averages $5,064 after grants and scholarships, and the highest averages $57,403.

About 10.1% of undergraduates receive Pell Grants, and aid recipients from families earning under $30,000 average $5,064 after grants and scholarships. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $12,155 for the $30,001–$48,000 band, $18,329 for $48,001–$75,000, $26,459 for $75,001–$110,000, and $57,403 for families earning over $110,000. The spread between the lowest and highest bands is $52,339.

Average net price by family income

**$0–30K**
$5,064

**$30–48K**
$12,155

**$48–75K**
$18,329

**$75–110K**
$26,459

**$110K+**
$57,403

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$40,815**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 54% of the published cost for the average aid recipient. The sticker-to-net gap is $47,926 on average, but the size of that reduction differs sharply across family incomes.

The lowest band averages $5,064, while the highest band averages $57,403. The $52,339 spread describes a pattern of lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s at lower incomes, rather than an individual aid package.

The published cost of attendance at Georgetown University is $88,741. Azimuth ranks the university #1,265 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $5,064, for those earning $48,001 to $75,000 it is $18,329, and for those earning over $110,000 it is $57,403. The spread between the lowest and highest bands is $52,339.

Tuition and fees are $68,017. Aid saves the average recipient $47,926 off the sticker price.

The average net price across all aid recipients is $40,815, which is $13,444 above the $27,371 median for comparable institutions (same type and size). Borrowers who complete a degree carry a median of $15,500 in federal student loans, $8,699 below the $24,199 peer median.

84.1% of federal aid recipients take federal loans. Parents who borrow through the [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a separate median of $33,944.

The median federal student debt corresponds to an estimated payment of $176 a month if repaid over ten years.

## Student loans: what does repayment look like?

84.1% of federal aid recipients at Georgetown University borrow federal loans. The median federal debt for borrowers who complete is $15,500.

That median sits $8,699 below the $24,199 median for comparable institutions (same type and size). The median for [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers, a separate group, is $33,944.

In its 2025-26 Common Data Set, the university reported that among a cohort of 1,584 bachelor's graduates, 28% borrowed from any source. The average cumulative debt per borrower was $33,272.

Of those graduates, 26% held federal loans averaging $13,620. Including 7% of graduates with private loans averaging $84,316.

Georgetown University graduates earn a median of $119,773 four years after completing a degree. That figure sits in the 99th percentile among nonprofit four-year institutions, and it is $51,523 above the $68,250 median for comparable institutions (same type and size).

Graduates earn about $10,736 more than the model expects for similar students, a result at the 85th percentile. Earnings scenarios, estimated from the university's program mix, range from a downside of $72,090 to an upside of $148,111, with a typical scenario of $119,773.

Borrowers who finish carry a median of $15,500 in federal loans, $8,699 below the peer median. If repaid over ten years, that debt corresponds to an estimated payment of $176 a month.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $33,944. For student borrowers, that debt corresponds to an estimated payment of $176 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$33,944

**Estimated parent payment**
$431/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 25.4% | High pressure |
| $100,000 | 11.4% | High pressure |
| $150,000 | 5.4% | Safe |
| $200,000 | 3.6% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=georgetown-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$15,500

**Institution Parent PLUS debt**
$33,944

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$176/mo

**Estimated Parent PLUS payment · monthly**
$431/mo

**Modeled student + parent payments**
$607/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $119,773, with a $23,940 annual allowance for basic expenses:

**2.2%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=georgetown-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.