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Cost & financial aid brief

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# Georgia Gwinnett College Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/georgia-gwinnett-college/)Cost & aid[Outcomes](/school/georgia-gwinnett-college/outcomes/)[Admissions](/school/georgia-gwinnett-college/admissions/)[Majors](/school/georgia-gwinnett-college/majors/)[Similar schools](/school/georgia-gwinnett-college/similar/)

**On this page**+

## How much does Georgia Gwinnett College cost after financial aid?

Georgia Gwinnett College publishes a cost of attendance of $22,547. In-state tuition and fees account for $4,532 of that total, while room and board run $15,220.

The out-of-state rate is $13,844. After grants and scholarships, aid recipients pay an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $15,844.

This average is $210 above the peer median of $15,634 at comparable institutions (same type and size). Financial aid trims the sticker price by $6,703 on average for those students.

Azimuth ranks the college #282 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 80th percentile.

The published cost of attendance at Georgia Gwinnett College is $22,547, though the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is lower. Grants and scholarships lower the billed cost to an average net price for aid recipients.

That average is $15,844, $210 above the median for comparable institutions (same type and size). Azimuth places the affordability pillar in the 80th percentile among nonprofit four-year institutions.

By income, the lowest band averages $14,356 and the highest averages $20,986. Borrowers who finish hold a median of $20,076 in federal loans, level with the median for comparable institutions (same type and size).

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is higher for each successive family-income band. It is $14,356 for families earning under $30,000; $14,738 for those earning $30,001–$48,000; $16,572 for $48,001–$75,000; $19,095 for $75,001–$110,000; and $20,986 for families earning over $110,000.

51.8% of undergraduates receive Pell Grants, providing context for the lowest band. The spread between the lowest and highest bands is $6,630.

Average net price by family income

**$0–30K**
$14,356

**$30–48K**
$14,738

**$48–75K**
$16,572

**$75–110K**
$19,095

**$110K+**
$20,986

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$15,844**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 30% of the published cost for the average aid recipient. The pattern across income bands shows lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s at lower incomes, with the lowest band averaging $14,356 and the highest averaging $20,986.

The $6,630 spread describes a structure where aid narrows the gap but does not eliminate it. The average net price sits above the peer median, and the affordability pillar is at the 80th percentile nationally.

A family weighing the cost should look at the band closest to its own income rather than the sticker price.

The published cost of attendance at Georgia Gwinnett College is $22,547. Azimuth ranks the university #282 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $14,356, for those earning $48,001 to $75,000 it is $16,572, and for those earning over $110,000 it is $20,986. The spread between the lowest and highest bands is $6,630.

In-state tuition and fees are $4,532, and out-of-state students pay $13,844. The average aid recipient saves $6,703 off the sticker price.

The average net price across all aid recipients is $15,844, which is $210 above the $15,634 median for comparable institutions (same type and size). Borrowers who finish carry a median of $20,076 in federal student loans.

That figure is level with the peer median of $20,076 for comparable institutions. 66.2% of federal aid recipients take federal loans.

Parents who borrow hold a separate median of $11,267 in [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $228 a month.

## Student loans: what does repayment look like?

The median federal student debt among borrowers who complete a degree at Georgia Gwinnett College is $20,076. This figure covers federal student loans only and excludes [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) and private borrowing.

Most federal aid recipients at the college borrow, with 66.2% taking a federal loan. That median is level with the peer median of $20,076 for comparable institutions (same type and size).

If repaid over ten years, that debt corresponds to an estimated payment of $228 a month. Parents who borrow through the separate Parent PLUS program hold a median of $11,267.

Four years after completing a degree, federally aided graduates of Georgia Gwinnett College who are working and not enrolled earn a median of $56,872, at the 39th percentile. That is $8,738 below the $65,610 median for comparable institutions (same type and size).

Graduates earn about $4,462 more than the model expects for similar students, a result at the 70th percentile. The raw pay sits below the peer median, while the model shows graduates out-earning what is expected for students like them.

Earnings scenarios, estimated from the program mix, range from $44,644 on the downside to $80,880 on the upside, with a typical scenario of $56,872. Borrowers who finish carry a median of $20,076 in federal student loans, level with the peer median.

That debt corresponds to an estimated payment of $228 a month if repaid over ten years.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $11,267. For student borrowers, the median federal debt corresponds to an estimated payment of $228 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$11,267

**Estimated parent payment**
$143/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$20,076

**Institution Parent PLUS debt**
$11,267

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$228/mo

**Estimated Parent PLUS payment · monthly**
$143/mo

**Modeled student + parent payments**
$371/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $56,872, with a $22,590 annual allowance for basic expenses:

**8.0%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=georgia-gwinnett-college#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.