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Cost & financial aid brief

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# Georgia Southern University Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/georgia-southern-university/)Cost & aid[Outcomes](/school/georgia-southern-university/outcomes/)[Admissions](/school/georgia-southern-university/admissions/)[Majors](/school/georgia-southern-university/majors/)[Similar schools](/school/georgia-southern-university/similar/)

**On this page**+

## How much does Georgia Southern University cost after financial aid?

Georgia Southern University posts a published cost of attendance of $24,430 for its standard budget. In-state tuition and fees are $6,022, compared with $17,734 for out-of-state tuition and fees, and room and board are $11,492.

For aid recipients, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $15,267, leaving $9,163 in average aid savings against the published cost. That net price is $367 below the peer median of $15,634 at comparable institutions (same type and size).

Azimuth places the university in the 72nd percentile for affordability among nonprofit four-year institutions. The aid-recipient price is close to the peer benchmark, even as the published charges establish a much higher starting point.

The published cost of attendance is $24,430, and aid covers about 38% of that for the average aid recipient. After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $15,267, which is $367 below the median of $15,634 for comparable institutions (same type and size).

By income band, the lowest-income families average $12,162, rising through $12,564, $14,965, and $18,408 to $19,789 at the top, a spread of $7,627. Borrowers who complete a degree carry a median of $23,250 in federal student loans, $3,174 above the peer median of $20,076.

Azimuth places the university in the 72nd percentile for affordability among nonprofit four-year institutions.

For aid recipients, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) stays close in the two lowest family-income bands before becoming higher at upper income levels. Families earning under thirty thousand dollars average $12,162; those earning thirty thousand one dollars to forty-eight thousand dollars average $12,564.

The averages are $14,965 for forty-eight thousand one dollars to seventy-five thousand dollars, $18,408 for seventy-five thousand one dollars to one hundred ten thousand dollars, and $19,789 for families earning over one hundred ten thousand dollars. Pell Grant recipients account for 36.2% of undergraduates, giving context for the lowest band. The spread between the lowest and highest bands is $7,627.

Average net price by family income

**$0–30K**
$12,162

**$30–48K**
$12,564

**$48–75K**
$14,965

**$75–110K**
$18,408

**$110K+**
$19,789

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$15,267**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Georgia Southern University's aid pattern leaves lower-income aid recipients with lower average prices than higher-income aid recipients. Aid covers about 38% of the published cost for the average aid recipient, with a sticker-to-net gap of $9,163 and an overall average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $15,267.

The band averages begin at $12,162 for the lowest-income families, move through $12,564, $14,965, and $18,408, and reach $19,789 for the highest-income families. The $7,627 spread is a difference between band averages, not an individual bill.

Lower band prices alongside a higher price at the top of the range show aid concentrated toward families with lower incomes.

Family income makes a visible difference in what aid recipients pay at Georgia Southern University. Its published cost of attendance is $24,430.

For the lowest family-income band, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $12,162. The next family-income band averages $12,564, and the middle family-income band averages $14,965.

The upper-middle family-income band has an average net price of $18,408. For the highest family-income band, the average is $19,789.

The spread between the lowest and highest bands is $7,627. Azimuth ranks the university #397 for affordability among nonprofit four-year institutions.

Aid covers about 38% of the published cost for the average aid recipient, offsetting $9,163 from the sticker price. Across all aid recipients, the average net price is $15,267.

That figure is $367 below the peer median net price of $15,634 at comparable institutions (same type and size). Published in-state tuition is $6,022, while out-of-state tuition is $17,734.

Aid offsets a substantial share of published costs, though average prices vary across family-income bands. Among borrowers who completed, median federal student loan debt is $23,250, and 89.0% of federal aid recipients borrow federal loans.

The peer median debt is $20,076 at comparable institutions (same type and size), placing Georgia Southern's median $3,174 above it. That debt corresponds to an estimated payment of $264 a month if repaid over ten years.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $16,000.

## Student loans: what does repayment look like?

Federal borrowing is common at Georgia Southern University, where 89.0% of federal aid recipients borrow federal loans. For borrowers who complete, median federal student loan debt is $23,250.

That median is $3,174 above the $20,076 peer median at comparable institutions (same type and size). For the separate population of [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers, median borrowing is $16,000.

Mobility is Georgia Southern University's strongest Azimuth pillar, while its financial return picture sits close to the model's expectation. Four years after completion, graduates have median earnings of $62,342.

Azimuth places those earnings in the 58th percentile among nonprofit four-year institutions. Graduates earn about $842 less than the model expects for similar students, effectively at the expected level.

[Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, sits in the 52nd percentile among nonprofit four-year institutions. Earnings scenarios from the program mix range from $46,404 in the downside scenario to $85,057 in the upside scenario, with $62,342 as the typical scenario.

Median federal debt at completion is $23,250, which is $3,174 above the $20,076 peer median at comparable institutions (same type and size). That debt corresponds to an estimated payment of $264 a month if repaid over ten years.

The return picture is mixed: earnings are near the model's expectation and borrower debt sits above the peer median.

For the separate population of [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) parent borrowers, Georgia Southern University has median borrowing of $16,000. For student borrowers who completed, that debt corresponds to an estimated payment of $264 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$16,000

**Estimated parent payment**
$203/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$23,250

**Institution Parent PLUS debt**
$16,000

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$264/mo

**Estimated Parent PLUS payment · monthly**
$203/mo

**Modeled student + parent payments**
$467/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $62,342, with a $22,590 annual allowance for basic expenses:

**8.0%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=georgia-southern-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.