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Cost & financial aid brief

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# Hamline University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/hamline-university/)Cost & aid[Outcomes](/school/hamline-university/outcomes/)[Admissions](/school/hamline-university/admissions/)[Majors](/school/hamline-university/majors/)[Similar schools](/school/hamline-university/similar/)

**On this page**+

## How much does Hamline University cost after financial aid?

For aid recipients at Hamline University, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $20,744 against a published cost of attendance of $58,110 (an average). That average is an aid-recipient figure, not an individual bill.

The published budget includes $50,004 in tuition and fees and $12,400 for room and board. Financial aid reduces the published cost by $37,366 on average for recipients.

The peer median, the middle value for comparable institutions (same type and size), is $22,347, placing the university’s average $1,603 below it. Azimuth ranks Hamline University #711 for affordability among nonprofit four-year institutions.

The lower peer comparison and the aid offset point toward a comparatively lower average price for aid recipients.

For aid recipients at Hamline University, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $20,744, placing costs below comparable benchmarks. It is $1,603 below the peer median—the middle value for comparable institutions (same type and size)—of $22,347.

Completers who borrowed have median federal student loan debt of $23,770, $1,230 below the comparable-institution median of $25,000. Azimuth places the affordability pillar in the 50th percentile among nonprofit four-year institutions.

The average net price is $15,371 in the lowest family-income band and $27,196 in the highest. Lower net price and lower borrowing than peers point in the same direction.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s vary across Hamline’s family-income bands rather than following a steady pattern. For aid recipients, the average net price is $15,371 in the lowest band, $18,001 in the next-lowest band, $16,767 in the middle band, $21,015 in the next-highest band, and $27,196 in the highest band.

Pell Grants are received by 40.7% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $11,825.

Average net price by family income

**$0–30K**
$15,371

**$30–48K**
$18,001

**$48–75K**
$16,767

**$75–110K**
$21,015

**$110K+**
$27,196

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$20,744**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 64% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $37,366. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $20,744 sits below the published cost of attendance of $58,110 (an average across living arrangements), but neither figure predicts a particular family’s award.

Across income bands, average net price is $15,371 in the lowest band, $18,001 in the next-lowest band, $16,767 in the middle band, $21,015 in the next-highest band, and $27,196 in the highest band. The pattern shows lower average prices in some lower-income bands, alongside a middle-band price below the next-lowest band and a higher price in the highest band.

Hamline University lists a published cost of attendance of $58,110 (an average across living arrangements). Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $15,371 for the lowest family-income band; $18,001 for the lower-middle band; $16,767 for the middle band; $21,015 for the upper-middle band; and $27,196 for the highest band.

The spread between the lowest and highest bands is $11,825, a difference between band averages. Azimuth ranks the university #711 for affordability among nonprofit four-year institutions.

For the average aid recipient, aid covers about 64% of the published cost, offsetting $37,366 against the sticker price. Across all aid recipients, the average net price is $20,744, which is $1,603 below the peer median of $22,347 at comparable institutions (same type and size).

Published tuition and fees are $50,004, and room and board are $12,400. Among borrowers who completed, median federal student loan debt is $23,770, and 92.3% of federal aid recipients borrow federal loans.

That median is $1,230 below the peer median debt of $25,000 at comparable institutions (same type and size). [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers have median borrowing of $22,739.

The median federal student debt corresponds to an estimated payment of $270 a month if repaid over ten years.

## Student loans: what does repayment look like?

Federal borrowing is widespread at Hamline University: 92.3% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $23,770 at completion. The school’s median is $1,230 below the peer median of $25,000 for comparable institutions (same type and size).

For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $22,739. Borrowing is common, even though the median federal debt sits below the peer figure.

Hamline University shows a return picture anchored by median earnings of $61,017 four years after completion. Azimuth places those earnings in the 54th percentile among nonprofit four-year institutions.

Graduates earn about $5,138 more than the model expects for similar students. [Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, sit in the 71st percentile among nonprofit four-year institutions.

Earnings scenarios put earnings at $43,940 in a downside case, $61,017 in a typical case, and $71,203 in an upside case. Median federal student debt of $23,770 is $1,230 below the peer median of $25,000 for comparable institutions (same type and size).

That debt corresponds to an estimated payment of $270 a month if repaid over ten years. Above-expected earnings and debt below the peer median point in the same direction.

For the separate population of [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) parent borrowers, median borrowing is $22,739. For student borrowers with median federal debt, that debt corresponds to an estimated payment of $270 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$22,739

**Estimated parent payment**
$289/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 17.0% | High pressure |
| $100,000 | 7.6% | Caution |
| $150,000 | 3.6% | Safe |
| $200,000 | 2.4% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=hamline-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$23,770

**Institution Parent PLUS debt**
$22,739

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$270/mo

**Estimated Parent PLUS payment · monthly**
$289/mo

**Modeled student + parent payments**
$559/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $61,017, with a $23,940 annual allowance for basic expenses:

**8.7%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=hamline-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.