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Cost & financial aid brief

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# La Roche University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/la-roche-university/)Cost & aid[Outcomes](/school/la-roche-university/outcomes/)[Admissions](/school/la-roche-university/admissions/)[Majors](/school/la-roche-university/majors/)[Similar schools](/school/la-roche-university/similar/)

**On this page**+

## How much does La Roche University cost after financial aid?

For aid recipients, La Roche University has an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, of $20,794, well below its published cost of attendance of $47,111. Published tuition and fees are $34,052, and room and board are $13,390.

Aid covers about 56% of the published cost for the average aid recipient, an average offset of $26,317. Among comparable institutions (same type and size), the median net price is $22,347, with the university below that level by $1,553.

Azimuth places the affordability pillar in the 43rd percentile among nonprofit four-year institutions. The aid offset and lower comparable cost point toward a more moderate average price than the published total alone suggests.

The affordability pillar sits at the 43rd percentile among nonprofit four-year institutions. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $1,553 below the median for comparable institutions (same type and size).

By income band, average net prices run from $16,152 in the lowest band to $27,145 in the highest, a spread of $10,993. Borrowers who complete a degree carry a median of $25,000 in federal student loans, which is level with the peer median.

Costs after grants vary by family income, with the next-lowest band posting the lowest average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/). For aid recipients, the average net price is $16,152 for the lowest family-income band; $15,200 for the next-lowest band; $17,960 for the middle band; $25,120 for the next-highest band; and $27,145 for the highest band.

10.1% of undergraduates receive Pell Grants, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $10,993.

Average net price by family income

**$0–30K**
$16,152

**$30–48K**
$15,200

**$48–75K**
$17,960

**$75–110K**
$25,120

**$110K+**
$27,145

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$20,794**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Financial aid changes the published price substantially for the average recipient, though the pattern differs across family-income bands. The sticker-to-net gap is $26,317, with a published cost of attendance of $47,111 (an average across living arrangements) and an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $20,794.

Aid covers about 56% of the published cost for the average aid recipient. Average net prices are $16,152 in the lowest income band, $15,200 in the next-lowest band, $17,960 in the middle band, $25,120 in the next-highest band, and $27,145 in the highest band.

That distribution shows lower average prices in the lower-income bands and higher average prices in the upper bands, rather than a single price for every aid recipient.

The published cost of attendance at La Roche University is $47,111 (an average across living arrangements), with aid recipients’ prices varying across family-income bands. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $16,152 for the lowest family-income band, $15,200 for the lower-middle band, $17,960 for the middle band, $25,120 for the upper-middle band, and $27,145 for the highest band.

The spread between the lowest and highest bands is $10,993, a difference between band averages rather than a bill for any one family. Azimuth ranks La Roche University #811 for affordability among nonprofit four-year institutions.

For the average aid recipient, aid covers about 56% of the published cost and offsets $26,317 from the sticker price. Across all aid recipients, the average net price is $20,794, while published tuition and fees are $34,052.

The peer median net price, the middle value for comparable institutions (same type and size), is $22,347; the university sits below that figure by $1,553. Aid offsets and the peer comparison both point toward a lower average price than at comparable institutions.

Federal borrowing is widespread: 94.9% of federal aid recipients borrow federal loans, and borrowers who complete have median federal student loan debt at completion of $25,000. The peer median debt at comparable institutions (same type and size) is $25,000, leaving the university level with peers.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing among parent borrowers is $27,867. The median federal student debt corresponds to an estimated payment of $284 a month if repaid over ten years.

## Student loans: what does repayment look like?

Borrowing is widespread at La Roche University, where 94.9% of federal aid recipients take federal loans. For borrowers who complete, median federal student loan debt is $25,000.

That range shows that borrowing among completing federal-loan borrowers varies substantially. The peer median federal debt at comparable institutions (same type and size) is $25,000.

La Roche University’s median is level with that benchmark. The school’s borrowing picture therefore matches its peer benchmark at the median, even though federal borrowing reaches a large share of undergraduates.

For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $27,867.

Affordability is the strongest Azimuth pillar for La Roche University, but its return figures give a mixed picture. Federally aided completers who are working and not enrolled have median earnings of $57,880 four years after completion; Azimuth places that figure in the 43rd percentile among nonprofit four-year institutions.

The peer median, the middle value for comparable institutions (same type and size), is $55,915, with La Roche’s earnings $1,965 above that figure. [Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, are in the 28th percentile among nonprofit four-year institutions.

Graduates earn about $7,186 less than the model expects for similar students. Earnings scenarios place earnings at $45,807 in a downside case, $57,880 in a typical case, and $72,480 in an upside case.

Median federal student loan debt is $25,000, level with the peer median of $25,000; that debt corresponds to an estimated payment of $284 a month if repaid over ten years. Earnings sit above peers, but they fall below the model’s expectation.

[Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers, a separate parent-borrower population, have median borrowing of $27,867. For student borrowers, that debt corresponds to an estimated payment of $284 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$27,867

**Estimated parent payment**
$354/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 20.9% | High pressure |
| $100,000 | 9.4% | Caution |
| $150,000 | 4.5% | Safe |
| $200,000 | 2.9% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=la-roche-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$25,000

**Institution Parent PLUS debt**
$27,867

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$284/mo

**Estimated Parent PLUS payment · monthly**
$354/mo

**Modeled student + parent payments**
$638/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $57,880, with a $23,940 annual allowance for basic expenses:

**10.0%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=la-roche-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.