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Cost & financial aid brief

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# Long Island University Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/long-island-university/)Cost & aid[Outcomes](/school/long-island-university/outcomes/)[Admissions](/school/long-island-university/admissions/)[Majors](/school/long-island-university/majors/)[Similar schools](/school/long-island-university/similar/)

**On this page**+

## How much does Long Island University cost after financial aid?

Long Island University presents a high published cost before aid, and its average price after aid remains above that of comparable schools. The published cost of attendance is $55,424, an average across living arrangements.

Tuition and fees are $42,432, and room and board are $17,846. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $33,062.

Financial aid reduces the published cost by $22,362 for the average aid recipient. That average is $5,691 above the peer median of $27,371 at comparable institutions (same type and size).

Azimuth ranks Long Island University #1,262 for affordability among nonprofit four-year institutions. The above-peer average net price and the affordability ranking point in the same direction.

The affordability pillar sits at the 11th percentile among nonprofit four-year institutions. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $33,062, which is $5,691 above the $27,371 median for comparable institutions (same type and size).

At the lowest end, families earning under $30,000 average $22,019, while those earning over $110,000 average $52,826, a spread of $30,807 between the two ends. Borrowers who finish carry a median of $23,577 in federal student loans, $622 below the peer median.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s vary across the family-income bands: $22,019 in the lowest band, $20,408 in the next band, $24,516 in the middle band, $27,001 in the upper-middle band, and $52,826 in the highest band. Pell Grant recipients account for 17.1% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $30,807.

Average net price by family income

**$0–30K**
$22,019

**$30–48K**
$20,408

**$48–75K**
$24,516

**$75–110K**
$27,001

**$110K+**
$52,826

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$33,062**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

For the average aid recipient, aid covers about 40% of the published cost, leaving an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $33,062 after an aid offset of $22,362. This gap between sticker cost and net price is an average, not a promise for an individual family.

Pricing differs substantially by income band: average net price is $22,019 in the lowest band, $20,408 in the next band, $24,516 in the middle band, $27,001 in the upper-middle band, and $52,826 in the highest band. That pattern shows lower average prices for aid recipients in the lower-income bands and a much higher average for the highest band.

The published cost of attendance at Long Island University is $55,424, an average across living arrangements. Tuition and fees are $42,432, and room and board are $17,846.

Azimuth ranks the university #1,262 for affordability among nonprofit four-year institutions. After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $22,019, for those earning $48,001 to $75,000 it is $24,516, and for those earning over $110,000 it is $52,826.

The spread between the lowest and highest bands is $30,807. Aid covers about 40% of the published cost for the average aid recipient, an offset of $22,362.

The average net price for all aid recipients is $33,062, which is $5,691 above the median of $27,371 for comparable institutions (same type and size). Borrowers who finish carry a median of $23,577 in federal student loans, $622 below the median for comparable institutions (same type and size), which is $24,199.

79.1% of federal aid recipients take federal loans. Parents who borrow through the separate [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a median of $36,515.

If repaid over ten years, the median student debt corresponds to an estimated payment of $268 a month.

## Student loans: what does repayment look like?

Federal borrowing is common at Long Island University, so the range of debt matters alongside the median. Among federal-loan borrowers who completed, median federal student loan debt is $23,577.

79.1% of federal aid recipients borrow federal loans. Comparable institutions (same type and size) have a peer median federal debt of $24,199, and Long Island University's median is below it by $622.

For [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers, a separate parent-borrower population, median borrowing is $36,515.

At Long Island University, the investment picture pairs a high earnings placement with median borrower debt below that of comparable institutions. Federally aided completers who are working and not enrolled have median earnings of $74,905 four years after completion; Azimuth places that figure in the 83rd percentile among nonprofit four-year institutions.

Graduates earn about $16,272 more than the model expects for similar students. Azimuth puts [earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, in the 93rd percentile among nonprofit four-year institutions.

The earnings scenarios range from $46,136 in the downside scenario to $127,572 in the upside scenario, with $74,905 in the typical scenario. Median federal student loan debt at completion is $23,577, below the $24,199 peer median for comparable institutions (same type and size) by $622.

That debt corresponds to an estimated payment of $268 a month if repaid over ten years. Higher-than-expected earnings and debt below the peer median point in the same direction.

For parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $36,515, a separate federal borrowing population from student borrowers. The student debt figure corresponds to an estimated payment of $268 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$36,515

**Estimated parent payment**
$464/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$23,577

**Institution Parent PLUS debt**
$36,515

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$268/mo

**Estimated Parent PLUS payment · monthly**
$464/mo

**Modeled student + parent payments**
$732/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $74,905, with a $22,590 annual allowance for basic expenses:

**6.1%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=long-island-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.