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Cost & financial aid brief

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# Loyola University Chicago Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/loyola-university-chicago/)Cost & aid[Outcomes](/school/loyola-university-chicago/outcomes/)[Admissions](/school/loyola-university-chicago/admissions/)[Majors](/school/loyola-university-chicago/majors/)[Similar schools](/school/loyola-university-chicago/similar/)

**On this page**+

## How much does Loyola Chicago cost after financial aid?

Loyola University Chicago publishes a cost of attendance of $67,408, an average across living arrangements. Tuition and fees are $53,710 and room and board are $17,010.

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients—what families pay after grants and scholarships—is $36,079, a savings of $31,329 against the sticker total. That average net price sits below the peer median of $36,211 for comparable institutions (same type and size) by $132.

Azimuth ranks the university #1,330 for affordability among nonprofit four-year institutions. Aid covers about 46% of the published cost for the average aid recipient, and the net price is higher for families with more income.

For families earning under $30,000 the average net price is $28,992, while families earning over $110,000 see an average of $42,346—a spread of $13,354 between the lowest and highest bands. Affordability is the university's weakest pillar in the Azimuth framework.

Affordability is the weakest pillar for Loyola University Chicago, at the 6th percentile among nonprofit four-year institutions. The published cost of attendance is $67,408 (an average across living arrangements).

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $36,079, which is $132 below the median of $36,211 for comparable institutions (same type and size). The lowest band, for families earning under $30,000, averages $28,992, while the highest band averages $42,346, a spread of $13,354.

Borrowers who complete a degree carry a median of $24,157 in federal student loans, $989 above the median for comparable institutions of $23,168.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s by family-income band show a progressive structure. For families earning under $30,000 the average net price is $28,992; for $30,001–$48,000 it is $28,663; for $48,001–$75,000 it is $32,432; for $75,001–$110,000 it is $36,853; and for families earning over $110,000 it is $42,346.

Pell Grant recipients make up 23.8% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $13,354, a difference of averages that shows aid is concentrated on families with lower incomes.

Average net price by family income

**$0–30K**
$28,992

**$30–48K**
$28,663

**$48–75K**
$32,432

**$75–110K**
$36,853

**$110K+**
$42,346

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$36,079**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 46% of the published cost for the average aid recipient at Loyola University Chicago, but the discount is not spread evenly across family incomes. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s run from $28,992 in the lowest income band to $42,346 in the highest, a spread of $13,354.

The middle bands sit close to the low end: $28,663 for families earning $30,001 to $48,000, $32,432 for $48,001 to $75,000, and $36,853 for $75,001 to $110,000. The highest band, above $110,000, averages $42,346.

That structure means the university's aid targets lower incomes more heavily, while families above $110,000 see a smaller offset against the published cost. The spread is a difference of band averages, not what any one family pays.

The published cost of attendance at Loyola University Chicago is $67,408 (an average across living arrangements). Azimuth ranks the university #1,330 for affordability among nonprofit four-year institutions.

After grants and scholarships, aid recipients in the lowest family-income band (under $30,000) average $28,992, those in the middle band ($48,001–$75,000) average $32,432, and those in the highest band (over $110,000) average $42,346. The spread between the lowest and highest bands is $13,354.

Tuition and fees are $53,710. Aid covers about 46% of the published cost for the average aid recipient, leaving an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)—what students pay after grants and scholarships—of $36,079 across all bands.

That figure sits $132 below the $36,211 median for comparable institutions (same type and size). Borrowers who finish carry a median of $24,157 in federal student loans, $989 above the peer median of $23,168.

90.2% of federal aid recipients take federal loans. Parents who borrow through [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) hold a separate median of $54,045.

If repaid over ten years, the median federal student debt corresponds to an estimated payment of $275 a month.

## Student loans: what does repayment look like?

At Loyola University Chicago, federal debt at completion sits above the comparable-institution median, but federal borrowing reaches 90.2% of federal aid recipients. Among federal-loan borrowers who completed, median federal student loan debt is $24,157.

Comparable institutions (same type and size) have a peer median of $23,168, making Loyola’s figure $989 above it. For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $54,045.

In its 2025-26 Common Data Set, the university reported that 58% of graduates borrowed from any source, averaging $42,570 in cumulative borrowing per borrower. That group included 56% of graduates with federal loans, averaging $25,365. It also included 16% of graduates with private loans, averaging $64,709.

Graduates of Loyola University Chicago earn about $12,022 more than the model expects for similar students, an outcome in the 87th percentile among nonprofit four-year institutions. Four years after completion, the median earnings for working graduates are $73,865, a figure in the 82nd percentile among nonprofit four-year institutions.

That median is below the $83,615 median for comparable institutions (same type and size) by $9,750. Earnings scenarios derived from the university's program mix show a typical earnings level of $73,865, with a downside scenario of $55,294 and an upside scenario of $92,103.

For borrowers, the median federal student debt at completion is $24,157, which is above the $23,168 peer median. That debt corresponds to an estimated payment of $275 a month if repaid over ten years.

The return picture is mixed: earnings beat the model but sit below the peer median, while debt runs close to the peer norm.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing, a separate parent-borrower population, is $54,045. The estimated monthly student payment if repaid over ten years is $275.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$54,045

**Estimated parent payment**
$687/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 40.5% | High pressure |
| $100,000 | 18.2% | High pressure |
| $150,000 | 8.6% | Caution |
| $200,000 | 5.7% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=loyola-university-chicago#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$24,157

**Institution Parent PLUS debt**
$54,045

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$275/mo

**Estimated Parent PLUS payment · monthly**
$687/mo

**Modeled student + parent payments**
$962/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $73,865, with a $23,940 annual allowance for basic expenses:

**6.6%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=loyola-university-chicago#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.