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Cost & financial aid brief

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# Missouri University of Science and Technology Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/missouri-university-of-science-and-technology/)Cost & aid[Outcomes](/school/missouri-university-of-science-and-technology/outcomes/)[Admissions](/school/missouri-university-of-science-and-technology/admissions/)[Majors](/school/missouri-university-of-science-and-technology/majors/)[Similar schools](/school/missouri-university-of-science-and-technology/similar/)

**On this page**+

## How much does Missouri University of Science and Technology cost after financial aid?

For aid recipients, Missouri University of Science and Technology brings the price below its published sticker total after aid. The published cost of attendance is $29,231.

In its 2025-26 Common Data Set, the university reported in-state tuition of $14,328 and required fees of $1,636 for the 2025-26 academic year. The same publication lists out-of-state tuition of $33,516 and on-campus food and housing of $13,422.

It reported that 68.0% of full-time undergraduates pay more than the base charge. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $16,298, with $12,933 offset from the sticker price.

That average is above the $14,068 peer median for comparable institutions (same type and size) by $2,230. Azimuth ranks the university #537 for affordability among nonprofit four-year institutions.

Costs for aid recipients sit above the peer middle, and borrower debt does as well. At Missouri University of Science and Technology, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $16,298.

That is $2,230 above the peer median of $14,068, the middle value for comparable institutions (same type and size). Azimuth places the affordability pillar in the 62nd percentile among nonprofit four-year institutions.

Among borrowers who completed, median federal student loan debt is $23,250, $2,021 above the comparable-institution median of $21,229. Average net price is $10,912 for families in the lowest income band and $20,088 for those in the highest. Higher net price and borrowing point in the same direction.

Lower-income aid recipients face lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s at Missouri University of Science and Technology, and charges step upward across the five family-income bands. The lowest band averages $10,912; the next averages $12,027; the middle averages $13,330; the next-highest averages $18,241; and the highest averages $20,088.

22.8% of undergraduates receive Pell Grants, which gives context for the lowest band. The spread between the lowest and highest bands is $9,176.

Average net price by family income

**$0–30K**
$10,912

**$30–48K**
$12,027

**$48–75K**
$13,330

**$75–110K**
$18,241

**$110K+**
$20,088

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$16,298**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

At Missouri University of Science and Technology, aid covers about 44% of the published cost for the average aid recipient. The sticker-to-net gap is $12,933, leaving an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $16,298 after grants and scholarships.

Pricing differs across family-income bands: the lowest-band average is $10,912, followed by $12,027 and $13,330, before reaching $18,241 and $20,088 in the two highest bands. The $9,176 spread between the endpoints shows lower average net prices for lower-income aid recipients rather than a uniform price across bands.

The published cost of attendance is $29,231. Azimuth ranks Missouri University of Science and Technology #537 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $10,912, for those earning $48,001 to $75,000 it is $13,330, and for those earning over $110,000 it is $20,088. The spread between the lowest and highest bands is $9,176.

Aid covers about 44% of the published cost for the average aid recipient, bringing the average net price across all bands to $16,298. That is $2,230 above the $14,068 median for comparable institutions (same type and size).

Borrowers who finish carry a median of $23,250 in federal student loans, $2,021 above the peer median of $21,229. If repaid over ten years, that debt corresponds to an estimated payment of $264 a month.

Parents who borrow hold a separate median of $30,462 in [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans.

## Student loans: what does repayment look like?

Federal borrowing is widespread at Missouri University of Science and Technology: 89.5% of undergraduates take federal loans, and completing borrowers have median federal student loan debt of $23,250 at completion. That median is above the $21,229 peer median at comparable institutions (same type and size), a difference of $2,021.

For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $30,462. In its 2025-26 Common Data Set, the university reported that 55% of graduates borrowed from any source, with average cumulative borrowing of $27,461 per borrower.

Among graduates, this included federal loans for 52%, averaging $20,105 per federal borrower. Private loans can overlap with federal loans and were held by 14% of graduates, averaging $30,067 per private borrower.

Four years after completing a degree, federally aided graduates of Missouri University of Science and Technology who are working and not enrolled earn a median of $93,514. That figure sits at the 95th percentile among nonprofit four-year institutions.

Graduates earn about $25,797 more than the model expects for similar students, placing the gap at the 98th percentile. Earnings scenarios, estimated from the university's program mix, show a downside case of $67,080 and an upside case of $101,881, with $93,514 as the typical outcome.

The median federal student debt at completion is $23,250, which is $2,021 above the $21,229 median for comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated payment of $264 a month.

[Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers, a separate parent-borrower population, had median federal borrowing of $30,462. For student borrowers who completed, the separate median federal student debt corresponds to an estimated payment of $264 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$30,462

**Estimated parent payment**
$387/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 22.8% | High pressure |
| $100,000 | 10.2% | High pressure |
| $150,000 | 4.9% | Safe |
| $200,000 | 3.2% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=missouri-university-of-science-and-technology#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$23,250

**Institution Parent PLUS debt**
$30,462

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$264/mo

**Estimated Parent PLUS payment · monthly**
$387/mo

**Modeled student + parent payments**
$651/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $93,514, with a $23,940 annual allowance for basic expenses:

**4.6%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=missouri-university-of-science-and-technology#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.