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Cost & financial aid brief

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# Nazareth University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/nazareth-university/)Cost & aid[Outcomes](/school/nazareth-university/outcomes/)[Admissions](/school/nazareth-university/admissions/)[Majors](/school/nazareth-university/majors/)[Similar schools](/school/nazareth-university/similar/)

**On this page**+

## How much does Nazareth University cost after financial aid?

At Nazareth University, the published bill remains well above what the average aid recipient pays, yet the aid-adjusted price is higher than at comparable schools. The standard published cost of attendance is $58,254, an average across living arrangements.

On-campus charges are $42,450 in tuition and fees and $16,250 for room and board. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $29,357, with financial aid reducing the published cost by $28,897 on average.

The peer median, the middle value for comparable institutions (same type and size), is $22,347, placing the university $7,010 above that benchmark. Azimuth ranks Nazareth University #1,239 for affordability among nonprofit four-year institutions.

The higher peer comparison and affordability rank both point to a comparatively costly aid-adjusted price.

The published cost of attendance is $58,254 (an average across living arrangements). Aid recipients pay an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $29,357, $7,010 above the median for comparable institutions (same type and size).

After grants and scholarships, the lowest income band averages $22,796 and the highest band averages $34,267. Borrowers who finish hold a median of $26,038 in federal student loans, $1,038 above the peer median.

Azimuth ranks Nazareth University #1,239 for affordability among nonprofit four-year institutions. The affordability pillar is in the 12th percentile.

Prices after grants and scholarships are lowest in the lowest family-income band and increase through the higher bands. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $22,796 in the lowest band, $22,827 in the next band, $25,663 in the middle band, $31,634 in the next-highest band, and $34,267 in the highest band.

Pell Grants go to 26.3% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $11,471.

Average net price by family income

**$0–30K**
$22,796

**$30–48K**
$22,827

**$48–75K**
$25,663

**$75–110K**
$31,634

**$110K+**
$34,267

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$29,357**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 50% of the published cost for the average aid recipient at Nazareth University, a reduction of $28,897 from the sticker price. The pattern across income bands is relatively flat.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s range from $22,796 for families earning under $30,000 to $34,267 for those earning over $110,000, a spread of $11,471. The middle bands sit close to the lower end, with families earning $30,001–$48,000 averaging $22,827 and those earning $48,001–$75,000 averaging $25,663.

That narrow spread means the university's pricing does not vary much by income. Aid brings the cost down substantially for the average recipient, but the remaining net price is similar whether a family earns $30,000 or $110,000.

The sticker-to-net gap is larger for lower-income families, yet the net price they face is only modestly lower than what higher-income families pay.

Nazareth University’s published cost of attendance is $58,254 (an average across living arrangements), and prices after aid differ across family-income bands. For aid recipients, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $22,796 for families in the lowest family-income band; $22,827 in the lower-middle family-income band; $25,663 in the middle family-income band; $31,634 in the upper-middle family-income band; and $34,267 in the highest family-income band.

The spread between the lowest and highest bands is $11,471. Azimuth ranks the university #1,239 for affordability among nonprofit four-year institutions.

For the average aid recipient, aid covers about 50% of the published cost, an offset of $28,897. The average net price across aid recipients is $29,357, which is $7,010 above the peer median of $22,347 for comparable institutions (same type and size).

Published tuition and fees are $42,450, with room and board at $16,250. Aid offsets much of the sticker price, but the average price after aid remains above the comparable-institution median.

Federal student loan borrowers who complete have median debt of $26,038, and 96.2% of federal aid recipients borrow federal loans. That median is $1,038 above the peer median federal debt of $25,000 at comparable institutions (same type and size).

That debt corresponds to an estimated payment of $296 a month if repaid over ten years. [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers have median borrowing of $42,000.

## Student loans: what does repayment look like?

At Nazareth University, federal borrowing is widespread: 96.2% of federal aid recipients take federal loans, and completers who borrowed have median federal student loan debt of $26,038. The median is $1,038 above the $25,000 peer median for comparable institutions (same type and size).

For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $42,000.

Nazareth University presents a mixed investment picture, with earnings near those of comparable institutions but below the model’s expectation for similar students. Federally aided completers who are working and not enrolled earn a median of $57,472 four years after completion.

Azimuth places that earnings measure in the 41st percentile among nonprofit four-year institutions. For [earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, graduates earn about $13,236 less than the model expects for similar students.

Azimuth places earnings beyond expectations in the 12th percentile among nonprofit four-year institutions. The earnings scenarios run from $45,351 in the downside case to $76,347 in the upside case, with $57,472 as the typical scenario.

Median federal debt is $1,038 above the $25,000 peer median, and that debt corresponds to an estimated payment of $296 a month if repaid over ten years.

The separate parent-borrower population has median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $42,000. For completers with median federal student debt, that debt corresponds to an estimated payment of $296 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$42,000

**Estimated parent payment**
$534/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 31.5% | High pressure |
| $100,000 | 14.1% | High pressure |
| $150,000 | 6.7% | Caution |
| $200,000 | 4.4% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=nazareth-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$26,038

**Institution Parent PLUS debt**
$42,000

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$296/mo

**Estimated Parent PLUS payment · monthly**
$534/mo

**Modeled student + parent payments**
$830/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $57,472, with a $23,940 annual allowance for basic expenses:

**10.6%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=nazareth-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.