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Cost & financial aid brief

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# Oregon Institute of Technology Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/oregon-institute-of-technology/)Cost & aid[Outcomes](/school/oregon-institute-of-technology/outcomes/)[Admissions](/school/oregon-institute-of-technology/admissions/)[Majors](/school/oregon-institute-of-technology/majors/)[Similar schools](/school/oregon-institute-of-technology/similar/)

**On this page**+

## How much does Oregon Institute of Technology cost after financial aid?

Once grants and scholarships are applied, the average aid recipient at Oregon Institute of Technology pays $15,706 each year. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is what aid recipients still owe after grants and scholarships.

The published cost of attendance is $27,524. It includes in-state tuition and fees of $13,260 and room and board of $12,315; out-of-state tuition and fees are $37,196.

For a typical recipient, aid offsets $11,818 of the sticker price, or about 43% of the total. The university's average net price runs $1,638 above the $14,068 median for comparable institutions (same type and size).

Azimuth ranks the university #452 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 68th percentile.

Azimuth places the affordability pillar for Oregon Institute of Technology in the 68th percentile among nonprofit four-year institutions. Aid recipients pay the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) after grants and scholarships are applied.

At this public university, it runs to $15,706, $1,638 above the median at comparable institutions (same type and size). Families in the lowest income band face an average of $9,085; those in the highest face $22,431.

Borrowers who finish hold a median federal debt of $22,500, $1,271 above the peer median. Both measures sit above their peer medians.

Families earning under $30,000 pay $9,085; those in the $30,001–$48,000 band pay $8,729; and the $48,001–$75,000 band pays $14,385. Those earning $75,001–$110,000 pay $18,925, and families over $110,000 pay $22,431.

17.9% of undergraduates receive Pell Grants, the group the lowest band most often applies to. From lowest to highest, the bands differ by $13,346.

Average net price by family income

**$0–30K**
$9,085

**$30–48K**
$8,729

**$48–75K**
$14,385

**$75–110K**
$18,925

**$110K+**
$22,431

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$15,706**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 43% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $11,818. The pattern across income bands shows lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s at lower incomes, though the difference is not steep.

The lowest band averages $9,085 and the highest averages $22,431, a spread of $13,346. The middle bands sit between those two ends, with the $30,001–$48,000 band averaging slightly less than the lowest band.

The published cost of attendance at Oregon Institute of Technology is $27,524. Azimuth ranks the university #452 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $9,085, for those earning $48,001 to $75,000 it is $14,385, and for those earning over $110,000 it is $22,431. The spread between the lowest and highest bands is $13,346.

Grants and scholarships lower the sticker price by $11,818 for the average aid recipient, bringing the average net price across all aid recipients to $15,706. That is $1,638 above the median of $14,068 for comparable institutions (same type and size).

In-state tuition and fees are $13,260, and out-of-state tuition and fees are $37,196. Borrowers who finish carry a median of $22,500 in federal student loans, $1,271 above the peer median of $21,229.

83.6% of federal aid recipients take federal loans. Parents who borrow through the separate [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a median of $22,978.

If repaid over ten years, the median federal student debt corresponds to an estimated payment of $256 a month.

## Student loans: what does repayment look like?

83.6% of federal aid recipients take federal loans. Among borrowers who complete, the median federal student loan debt is $22,500.

This figure excludes [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) and private loans. The peer median is the middle value for comparable institutions (same type and size).

The median debt is $1,271 above the $21,229 figure for that group. Parents who borrow hold a separate median of $22,978.

Oregon Institute of Technology graduates earn about $27,088 more than the model expects for similar students. Four years after completion, the median for federally aided graduates who are working and not enrolled is $87,138.

That is $29,837 above the $57,301 median for comparable institutions (same type and size). That median lands at the 93rd percentile among nonprofit four-year institutions.

The earnings gap sits at the 98th percentile. Earnings scenarios based on the program mix are $87,138 in a typical case, $62,992 on the downside and $103,617 on the upside.

Borrowers who finish hold a median of $22,500 in federal loans. That amount is $1,271 above the peer median.

If repaid over ten years, that debt corresponds to an estimated payment of $256 a month.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $22,978. For student borrowers, the median federal debt corresponds to an estimated payment of $256 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$22,978

**Estimated parent payment**
$292/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 17.2% | High pressure |
| $100,000 | 7.7% | Caution |
| $150,000 | 3.7% | Safe |
| $200,000 | 2.4% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=oregon-institute-of-technology#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$22,500

**Institution Parent PLUS debt**
$22,978

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$256/mo

**Estimated Parent PLUS payment · monthly**
$292/mo

**Modeled student + parent payments**
$548/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $87,138, with a $23,940 annual allowance for basic expenses:

**4.9%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=oregon-institute-of-technology#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.