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Cost & financial aid brief

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# Saint Edward's University Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/saint-edwards-university/)Cost & aid[Outcomes](/school/saint-edwards-university/outcomes/)[Admissions](/school/saint-edwards-university/admissions/)[Majors](/school/saint-edwards-university/majors/)[Similar schools](/school/saint-edwards-university/similar/)

**On this page**+

## How much does Saint Edward's University cost after financial aid?

Saint Edward's University carries a substantial published price, although aid reduces the amount faced by the average aid recipient. The published cost of attendance is $66,719, including $51,384 in tuition and fees and $14,248 for room and board.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $25,578. Financial aid offsets $41,141 of the sticker price on average.

At comparable institutions (same type and size), the peer median net price is $27,371, making Saint Edward's average $1,793 below that benchmark. Azimuth places the affordability pillar in the 27th percentile among nonprofit four-year institutions.

The school sits slightly below its peer price benchmark, but its affordability standing remains a weaker part of the overall picture.

After grants and scholarships, aid recipients pay an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $25,578, $1,793 below the median for comparable institutions (same type and size). The affordability pillar for Saint Edward's University lands in the 27th percentile among nonprofit four-year institutions.

Average net price in the lowest income band is $20,799, and in the highest band it is $38,389. Borrowers who finish carry a median of $24,803 in federal student loans, $604 above the median for comparable institutions.

Pricing after grants is lowest for families in the next-lowest income band rather than the lowest band. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $20,799 for the lowest family-income band, $20,136 for the next-lowest band, $22,944 for the middle band, $26,687 for the next-highest band, and $38,389 for the highest band.

Pell Grants go to 42.4% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $17,590.

Average net price by family income

**$0–30K**
$20,799

**$30–48K**
$20,136

**$48–75K**
$22,944

**$75–110K**
$26,687

**$110K+**
$38,389

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$25,578**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

At Saint Edward's University, the published cost of $66,719 falls to an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $25,578 for aid recipients, a $41,141 reduction. Aid covers about 62% of the published cost for the average aid recipient, though that average does not set an individual package.

From the lowest to highest family-income bands, average net prices are $20,799, $20,136, $22,944, $26,687, and $38,389. The lowest band is not the least expensive: the next-lowest band has the lower average price.

The $17,590 spread between the lowest and highest bands shows aid concentrated more heavily toward lower-income bands, even with that variation at the bottom.

At Saint Edward's University, the published cost of attendance is $66,719, with aid-recipient costs varying widely across family-income bands. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $20,799 in the lowest family-income band, $20,136 in the lower-middle band, $22,944 in the middle band, $26,687 in the upper-middle band, and $38,389 in the highest band.

The spread between the lowest and highest bands is $17,590, and Azimuth ranks the university #1,026 for affordability among nonprofit four-year institutions. For the average aid recipient, aid covers about 62% of the published cost, or average savings of $41,141 against the sticker price.

Across all aid recipients, the average net price is $25,578, which is $1,793 below the peer median of $27,371 at comparable institutions (same type and size). Published tuition and fees are $51,384, so the average aid offset accounts for much of the difference between the sticker charge and net price.

Among borrowers who completed, median federal student loan debt is $24,803, and 88.9% of federal aid recipients borrow federal loans. That median is $604 above the $24,199 peer median at comparable institutions (same type and size).

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $28,135. The median federal student debt corresponds to an estimated payment of $282 a month if repaid over ten years.

## Student loans: what does repayment look like?

At Saint Edward's University, federal borrowing reaches 88.9% of federal aid recipients, making loans a common part of the financing picture. For completers with federal loans, median federal student loan debt at completion is $24,803.

The peer median, the middle value for comparable institutions (same type and size), is $24,199; the university's median is $604 above it. For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $28,135.

The median earnings for Saint Edward's University graduates sit at $59,999 four years after completion, measured among federally aided completers who are working and not enrolled. That figure sits at the 51st percentile.

That is $8,251 below the $68,250 median for comparable institutions (same type and size). On the earnings side, graduates of Saint Edward's University earn about $3,890 more than the model expects for similar students.

That gap is at the 68th percentile. Earnings scenarios, estimated from the program mix, span from $50,296 on the downside to $81,069 on the upside, with $59,999 as the typical estimate.

Borrowers who complete leave with a median of $24,803 in federal loans, $604 above the $24,199 median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $282 a month if repaid over ten years.

Parent borrowers have median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $28,135, a separate federal borrowing population from student borrowers. For a borrower at the median federal debt, that debt corresponds to an estimated payment of $282 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$28,135

**Estimated parent payment**
$357/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$24,803

**Institution Parent PLUS debt**
$28,135

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$282/mo

**Estimated Parent PLUS payment · monthly**
$357/mo

**Modeled student + parent payments**
$639/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $59,999, with a $22,590 annual allowance for basic expenses:

**9.0%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=saint-edwards-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.