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Cost & financial aid brief

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# Saint Peter's University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/saint-peters-university/)Cost & aid[Outcomes](/school/saint-peters-university/outcomes/)[Admissions](/school/saint-peters-university/admissions/)[Majors](/school/saint-peters-university/majors/)[Similar schools](/school/saint-peters-university/similar/)

**On this page**+

## How much does Saint Peter's University cost after financial aid?

The published cost of attendance at Saint Peter's University is $50,272 (an average across living arrangements). Tuition and fees are $42,552 and room and board are $17,794.

For the average aid recipient, grants and scholarships reduce the sticker price by $38,073, leaving an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $12,199. That net price is $15,172 below the $27,371 median at comparable institutions (same type and size).

Azimuth ranks the university #248 for affordability among nonprofit four-year institutions. A low net price and a high aid share point the same way for aid recipients: the published figure is not what they pay.

Saint Peter's University is more affordable than most of its nonprofit four-year peers. Azimuth places the affordability pillar in the 83rd percentile.

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $15,172 below the median of $27,371 for comparable institutions (same type and size). By income band, families earning under $30,000 average $10,783, and those earning over $110,000 average $21,829.

Borrowers who complete leave with a median of $20,500 in federal student loans, $3,699 below the peer median of $24,199.

[Net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s by family income band show a compressed range. Aid recipients from families earning under $30,000 average $10,783, while those earning $30,001–$48,000 average $10,643, those earning $48,001–$75,000 average $9,952, those earning $75,001–$110,000 average $13,569, and those earning over $110,000 average $21,829.

The spread between the lowest and highest bands is $11,046. 52.0% of undergraduates receive Pell Grants, providing context for the lowest band.

Average net price by family income

**$0–30K**
$10,783

**$30–48K**
$10,643

**$48–75K**
$9,952

**$75–110K**
$13,569

**$110K+**
$21,829

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$12,199**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 76% of the published cost for the average aid recipient. The sticker-to-net gap is $38,073 on average, though the size of that reduction differs across family incomes.

The lower-income bands have lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s than the upper-income bands, but the pattern is not a steep incline. The $11,046 between the lowest and highest bands shows a pricing structure where costs increase modestly with income, rather than an individual aid package.

The published cost of attendance at Saint Peter's University is $50,272 (an average across living arrangements). Azimuth ranks the university #248 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $10,783, for those earning $48,001 to $75,000 it is $9,952, and for those earning over $110,000 it is $21,829. The spread between the lowest and highest bands is $11,046.

Aid covers about 76% of the published cost for the average aid recipient. The average net price across all aid recipients is $12,199, which is $15,172 below the $27,371 median for comparable institutions (same type and size).

Borrowers who complete a degree carry a median of $20,500 in federal student loans. That is $3,699 below the $24,199 median for comparable institutions.

69.5% of federal aid recipients borrow federal loans. Parents who borrow through the separate [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a median of $21,923.

If repaid over ten years, the median federal student debt corresponds to an estimated payment of $233 a month.

## Student loans: what does repayment look like?

Borrowers who complete a degree at Saint Peter's University leave with a median of $20,500 in federal student loans. That is $3,699 below the $24,199 median for comparable institutions (same type and size).

69.5% of federal aid recipients borrow federal loans. Parents who take on separate [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans hold a median of $21,923.

Affordability is the pillar that stands out most at Saint Peter's University, and the investment picture shows why. The median federal-loan borrower who completed leaves with $20,500, which is $3,699 below the $24,199 median for comparable institutions (same type and size).

If repaid over ten years, that debt corresponds to an estimated payment of $233 a month. Four years after completion, federally aided graduates who are working and not enrolled earn a median of $64,352, which ranks at the 64th percentile.

That figure is $3,898 below the $68,250 peer median, but the earnings-beyond-expectations measure tells a different story. Graduates earn about $14,094 more than the model expects for similar students, a result at the 90th percentile.

Earnings scenarios, estimated from the university's program mix, range from $47,657 on the downside to $79,084 on the upside, with a typical scenario of $64,352. The return pillar sits at the 66th percentile, while affordability is at the 83rd percentile.

The median federal student debt at completion is below the peer median, and graduates earn about $14,094 more than the model expects for similar students.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $21,923. For student borrowers with the median federal debt, that debt corresponds to an estimated payment of $233 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$21,923

**Estimated parent payment**
$279/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 16.4% | High pressure |
| $100,000 | 7.4% | Caution |
| $150,000 | 3.5% | Safe |
| $200,000 | 2.3% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=saint-peters-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$20,500

**Institution Parent PLUS debt**
$21,923

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$233/mo

**Estimated Parent PLUS payment · monthly**
$279/mo

**Modeled student + parent payments**
$512/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $64,352, with a $23,940 annual allowance for basic expenses:

**6.9%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=saint-peters-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.