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Cost & financial aid brief

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# Taylor University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/taylor-university/)Cost & aid[Outcomes](/school/taylor-university/outcomes/)[Admissions](/school/taylor-university/admissions/)[Majors](/school/taylor-university/majors/)[Similar schools](/school/taylor-university/similar/)

**On this page**+

## How much does Taylor University cost after financial aid?

For aid recipients, Taylor University has an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $24,865, what aid recipients pay after grants and scholarships, against a published cost of attendance of $53,405. Tuition and fees are listed at $40,490, with room and board at $12,029.

The published total is a sticker figure before grants and scholarships are applied. Average financial aid savings amount to $28,540 against that price.

At comparable institutions (same type and size), the peer median net price is $27,371, placing the university $2,506 below that benchmark. Azimuth places the university in the 31st percentile for affordability among nonprofit four-year institutions.

The lower-than-peer average price and the average aid reduction point in the same direction, though individual bills vary.

At Taylor University, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $24,865. That is $2,506 below the peer median—the middle value for comparable institutions (same type and size)—of $27,371.

In the lowest income band, the average is $16,143, compared with $30,050 in the highest band. Among federal-loan borrowers who completed, median federal student loan debt is $20,500, or $3,699 below the comparable-institution median of $24,199.

Azimuth places the affordability pillar in the 31st percentile among nonprofit four-year institutions. Net price and borrower debt both sit below their peer medians.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) at Taylor University is $16,143 for the lowest family-income band, $17,262 for the next band, $18,100 for the middle band, $23,504 for the next-highest band, and $30,050 for the highest band. Pell Grants reach 13.5% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $13,907.

Average net price by family income

**$0–30K**
$16,143

**$30–48K**
$17,262

**$48–75K**
$18,100

**$75–110K**
$23,504

**$110K+**
$30,050

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$24,865**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

At Taylor University, aid offsets more than half of published cost for the average recipient, and prices after aid differ by family income. Aid covers about 53% of the published cost for the average aid recipient.

The sticker-to-net difference is $28,540 in average aid savings, rather than a quoted offer for any one family. Across the income bands, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s run from $16,143 in the lowest band to $30,050 in the highest, with $17,262, $18,100, and $23,504 in the bands between.

That pattern shows lower average net prices for lower-income aid recipients, not equal pricing across family incomes.

Taylor University publishes a cost of attendance of $53,405, and aid-recipient prices vary across family-income bands. The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $16,143 for the lowest family-income band, $17,262 for the lower-middle band, $18,100 for the middle band, $23,504 for the upper-middle band, and $30,050 for the highest band.

The spread between the lowest and highest bands is $13,907. Azimuth ranks the university #982 for affordability among nonprofit four-year institutions.

For the average aid recipient, aid covers about 53% of the published cost, or average savings of $28,540 against the sticker price. Across all aid recipients, average net price, what aid recipients pay after grants and scholarships, is $24,865.

That figure is $2,506 below the peer median of $27,371, the middle value for comparable institutions (same type and size). Published tuition and fees are $40,490, with room and board listed at $12,029.

Among federal-loan borrowers who completed, median federal student loan debt is $20,500, which is $3,699 below the $24,199 peer median at comparable institutions (same type and size). 94.5% of federal aid recipients borrow federal loans, and that debt corresponds to an estimated payment of $233 a month if repaid over ten years.

Parent borrowers have median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $45,174.

## Student loans: what does repayment look like?

Federal borrowing is central to the financing picture at Taylor University, where 94.5% of federal aid recipients take federal loans. For borrowers who complete, median federal student loan debt at completion is $20,500.

Among comparable institutions (same type and size), the peer median federal debt is $24,199, with the university’s median $3,699 below that mark. A separate parent-borrower population has median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $45,174.

Mobility is the strongest Azimuth pillar for Taylor University, but its earnings and cost picture asks for close attention. Graduates earn a median of $51,779 four years after completion, placing that earnings measure in the 23rd percentile among nonprofit four-year institutions.

Graduates earn about $18,155 less than the model expects for similar students. [Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, stands in the 5th percentile among nonprofit four-year institutions.

The earnings scenarios run from $44,242 in the downside case to $88,464 in the upside case, with $51,779 as the typical scenario. Median federal debt is $20,500, which is $3,699 below the $24,199 peer median.

That debt corresponds to an estimated payment of $233 a month if repaid over ten years. Lower debt sits alongside earnings that fall below both the model’s expectation and the comparable-institution median.

For parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $45,174, separate from federal student borrowing. For completers with median federal student debt, that debt corresponds to an estimated payment of $233 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$45,174

**Estimated parent payment**
$574/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 33.8% | High pressure |
| $100,000 | 15.2% | High pressure |
| $150,000 | 7.2% | Caution |
| $200,000 | 4.7% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=taylor-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$20,500

**Institution Parent PLUS debt**
$45,174

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$233/mo

**Estimated Parent PLUS payment · monthly**
$574/mo

**Modeled student + parent payments**
$807/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $51,779, with a $23,940 annual allowance for basic expenses:

**10.0%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=taylor-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.