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Cost & financial aid brief

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# The University of Texas at Dallas Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/the-university-of-texas-at-dallas/)Cost & aid[Outcomes](/school/the-university-of-texas-at-dallas/outcomes/)[Admissions](/school/the-university-of-texas-at-dallas/admissions/)[Majors](/school/the-university-of-texas-at-dallas/majors/)[Similar schools](/school/the-university-of-texas-at-dallas/similar/)

**On this page**+

## How much does UT Dallas cost after financial aid?

The University of Texas at Dallas posts a federal published cost of attendance of $29,807. For aid recipients, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $18,267, a reduction of $11,540 from the sticker total.

In its 2025-26 Common Data Set, the university reported sticker charges for the 2026-27 academic year. Those charges include $10,640 in-state tuition, $4,024 in required fees, and $15,234 for on-campus food and housing.

The out-of-state rate is $36,140. About 69.0% of full-time undergraduates face charges above the base tuition and fees.

The peer median net price among comparable institutions (same type and size) is $15,634; the university's average net price sits above this by $2,633. Among nonprofit four-year institutions, the university lands at #381 for affordability.

At The University of Texas at Dallas, aid recipients face an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $18,267. That figure is above the median of $15,634 for comparable institutions (same type and size) by $2,633.

The median federal loan balance among completers who borrowed is $18,000, below the peer median of $20,076 by $2,076. Average net prices stretch from $12,814 in the lowest-income band to $26,596 in the highest-income band.

Azimuth places the affordability pillar in the 73rd percentile among nonprofit four-year institutions.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s by family-income band show a progressive structure. For families earning under $30,000 the average net price is $12,814; for $30,001–$48,000 it is $13,510; for $48,001–$75,000 it is $14,030; for $75,001–$110,000 it is $19,892; and for families earning over $110,000 it is $26,596.

Pell Grant recipients make up 30.0% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $13,782.

Average net price by family income

**$0–30K**
$12,814

**$30–48K**
$13,510

**$48–75K**
$14,030

**$75–110K**
$19,892

**$110K+**
$26,596

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$18,267**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) across all aid recipients is $18,267, for a sticker-to-net gap of $11,540 against the published cost of $29,807. Aid covers about 39% of the published cost for the average aid recipient.

Across income bands, the average net price starts at $12,814 for families earning under $30,000 and reaches $26,596 for families earning over $110,000. The spread between the lowest and highest bands is $13,782, a difference of averages that coincides with the largest discounts going to the lowest-income families.

The lowest-band average sits well below the overall average, while the middle bands show more modest variation. The pattern reflects aid that is concentrated on families with lower incomes, with the average net price stepping up as family income increases.

The University of Texas at Dallas publishes a cost of attendance of $29,807. For families earning under $30,000 the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $12,814, rising to $14,030 for the $48,001–$75,000 band and $26,596 for families earning over $110,000.

The spread between the lowest and highest bands is $13,782. Azimuth ranks the university #381 for affordability among nonprofit four-year institutions.

Aid covers about 39% of the published cost for the average aid recipient, an offset of roughly $11,540. The average net price across all aid recipients is $18,267, which sits above the median of $15,634 for comparable institutions (same type and size) by $2,633.

The median federal student loan debt at completion is $18,000, with about 71.1% of federal aid recipients borrowing. That median is below the peer median of $20,076 by $2,076.

The median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing stands at $21,495. If repaid over ten years, the estimated monthly payment on the median federal debt is $205.

## Student loans: what does repayment look like?

Among completers who borrow, the median federal student debt at The University of Texas at Dallas is $18,000. That median runs below the $20,076 figure for comparable institutions (same type and size) by $2,076.

Federal loans reach 71.1% of federal aid recipients. For the separate parent-borrower population, the median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loan is $21,495.

In its 2025-26 Common Data Set, the university reported that 31% of the 3,294 bachelor's graduates borrowed from any source, averaging $22,645 per borrower. Among those graduates, 30% took federal loans averaging $16,337, including 6% who took private loans averaging $35,625.

The investment picture at The University of Texas at Dallas is shaped by earnings that outpace the model's expectations and debt that runs below the peer median. Four years after graduating, federally aided completers who are working and not enrolled earn a median of $76,497, a figure in the 85th percentile among nonprofit four-year institutions.

Graduates earn about $12,672 more than the model expects for similar students, an outcome at the 88th percentile. Earnings scenarios, estimated from the program mix, stretch from $48,802 in a downside case to $105,100 in an upside case, with $76,497 as the typical outcome.

On the borrowing side, the median federal student debt at completion is $18,000, which is $2,076 below the $20,076 median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $205 a month if repaid over ten years.

Median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing, a separate parent-borrower population, is $21,495. The estimated monthly student payment if repaid over ten years is $205.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$21,495

**Estimated parent payment**
$273/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$18,000

**Institution Parent PLUS debt**
$21,495

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$205/mo

**Estimated Parent PLUS payment · monthly**
$273/mo

**Modeled student + parent payments**
$478/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $76,497, with a $22,590 annual allowance for basic expenses:

**4.6%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=the-university-of-texas-at-dallas#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.