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Cost & financial aid brief

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# Thomas Jefferson University Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/thomas-jefferson-university/)Cost & aid[Outcomes](/school/thomas-jefferson-university/outcomes/)[Admissions](/school/thomas-jefferson-university/admissions/)[Majors](/school/thomas-jefferson-university/majors/)[Similar schools](/school/thomas-jefferson-university/similar/)

**On this page**+

## How much does Thomas Jefferson University cost after financial aid?

At $64,197, Thomas Jefferson University carries a substantial published annual sticker cost before aid. Its published tuition and fees are $47,505, and room and board are $15,834.

For aid recipients, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $28,928. Average financial aid offsets $35,269 against that sticker price.

The peer median net price at comparable institutions (same type and size) is $27,371, placing the university $1,557 above it. Azimuth ranks the university #789 for affordability among nonprofit four-year institutions.

Aid cuts the published cost sharply, yet the average net price remains above the peer median.

Affordability is the weakest pillar at Thomas Jefferson University, with average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, above the comparable benchmark. The average net price is $28,928, or $1,557 above the peer median of $27,371 for comparable institutions (same type and size).

Among nonprofit four-year institutions, the affordability pillar falls in the 44th percentile. The lowest income band averages $22,537, the highest averages $34,889.

Completers with federal loans carry median federal debt of $14,744, $9,455 below the peer median of $24,199 for comparable institutions (same type and size). Net price runs high; borrowing stays low.

Costs after aid vary across the family-income bands. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $22,537 in the lowest band, $24,407 in the next-lowest band, $24,680 in the middle band, $29,734 in the next-highest band, and $34,889 in the highest band.

Pell Grants reach 37.5% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $12,352.

Average net price by family income

**$0–30K**
$22,537

**$30–48K**
$24,407

**$48–75K**
$24,680

**$75–110K**
$29,734

**$110K+**
$34,889

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$28,928**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 55% of the published cost for the average aid recipient, so the sticker price and the amount families pay after grants can be far apart. The listed income bands show lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s at lower family incomes and higher prices toward the upper bands.

This pattern indicates that aid is more concentrated among lower-income recipients, although every band still has costs after grants and scholarships. The sticker-to-net difference is a campuswide measure, not an individual bill, and the income-band pattern gives the more specific view of how average prices differ across families.

The published cost of attendance at Thomas Jefferson University is $64,197, with tuition and fees at $47,505 and room and board at $15,834. Azimuth ranks the university #789 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients in the lowest family-income band (under $30,000) is $22,537, for the middle band ($48,001–$75,000) it is $24,680, and for the highest band (over $110,000) it is $34,889. The spread between the lowest and highest bands is $12,352.

Aid covers about 55% of the published cost for the average aid recipient, an offset of $35,269. The average net price across all aid recipients is $28,928, which is $1,557 above the $27,371 median for comparable institutions (same type and size).

Borrowers who complete a degree carry a median of $14,744 in federal student loans, $9,455 below the peer median of $24,199. Nearly all undergraduates borrow: 97.8% of federal aid recipients take federal loans.

Parents who borrow through the separate [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a median of $32,255. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $168 a month.

## Student loans: what does repayment look like?

Federal borrowing is widespread at Thomas Jefferson University, though median federal debt at completion sits below the comparable-school benchmark. Among federal-loan borrowers who complete, the median is $14,744.

Federal loans are used by 97.8% of federal aid recipients. Comparable institutions (same type and size) have a peer median federal debt of $24,199, leaving this university’s median $9,455 below it.

For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $32,255. In its 2024-25 Common Data Set, the university reported that 95% of graduates borrowed from any source, averaging $42,807 per borrower.

Of those graduates, the same share held federal loans, averaging $24,974, including 22% with private loans averaging $48,137.

Thomas Jefferson University pairs high four-year earnings with debt below the median for comparable institutions. Federally aided completers who are working and not enrolled earn median earnings of $87,195 four years after completion.

Azimuth places those earnings in the 93rd percentile among nonprofit four-year institutions. [Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, are also high.

Graduates earn about $25,499 more than the model expects for similar students. Azimuth places that measure in the 98th percentile among nonprofit four-year institutions.

The earnings scenarios range from $59,381 on the downside to $101,504 on the upside, with the typical scenario at the same level as the observed median. Median federal debt of $14,744 is $9,455 below the $24,199 peer median for comparable institutions (same type and size).

That debt corresponds to an estimated payment of $168 a month if repaid over ten years. High earnings, above-expected results, and lower debt point in the same direction.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing at Thomas Jefferson University is $32,255. For student borrowers with median federal debt, that debt corresponds to an estimated payment of $168 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$32,255

**Estimated parent payment**
$410/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$14,744

**Institution Parent PLUS debt**
$32,255

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$168/mo

**Estimated Parent PLUS payment · monthly**
$410/mo

**Modeled student + parent payments**
$578/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $87,195, with a $22,590 annual allowance for basic expenses:

**3.1%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=thomas-jefferson-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.