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Cost & financial aid brief

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# Trinity College Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/trinity-college/)Cost & aid[Outcomes](/school/trinity-college/outcomes/)[Admissions](/school/trinity-college/admissions/)[Majors](/school/trinity-college/majors/)[Similar schools](/school/trinity-college/similar/)

**On this page**+

## How much does Trinity College cost after financial aid?

Trinity College publishes a cost of attendance of $87,840, an average across living arrangements. Tuition and fees are $70,770, and room and board are $18,890.

For aid recipients, grants and scholarships reduce the sticker price by an average of $53,008. At Trinity, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $34,832, which is $7,461 above the peer median of $27,371 at comparable institutions (same type and size).

Azimuth ranks the university #1,320 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 7th percentile.

The published cost of attendance is $87,840 (an average across living arrangements). [Net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is the billed cost after grants and scholarships for a typical aid recipient.

The average here is $34,832, $7,461 above the median for comparable institutions (same type and size). Azimuth places the affordability pillar in the 7th percentile among nonprofit four-year institutions.

Net price sits above the peer median, yet debt sits below it. Aid recipients in the lowest income band average $11,054.

The highest band averages $48,515. Borrowers who finish hold a median of $23,000 in federal loans, $1,199 below the peer median.

After grants and scholarships, aid recipients in the lowest family-income band, under $30,000, average $11,054. The next band, $30,001 to $48,000, averages $13,599.

The middle band, $48,001 to $75,000, averages $18,325. The next-highest band, $75,001 to $110,000, averages $24,369, and the highest band, over $110,000, averages $48,515. The spread between the lowest and highest bands is $37,461.

Average net price by family income

**$0–30K**
$11,054

**$30–48K**
$13,599

**$48–75K**
$18,325

**$75–110K**
$24,369

**$110K+**
$48,515

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$34,832**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 60% of the published cost for the average aid recipient. The [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) increases sharply from the lowest to the highest income band.

The lowest band averages $11,054, while the highest averages $48,515. The middle bands sit between them, with the $48,001 to $75,000 band at $18,325 and the $75,001 to $110,000 band at $24,369.

The university's affordability rank sits at the 7th percentile. The net price for the average aid recipient runs above the peer median, and the spread across income bands is wide.

The published cost of attendance at Trinity College is $87,840 (an average across living arrangements). Azimuth ranks the university #1,320 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $11,054, for those earning $48,001 to $75,000 it is $18,325, and for those earning over $110,000 it is $48,515. The spread between the lowest and highest bands is $37,461.

Tuition and fees are $70,770. Aid covers about 60% of the published cost for the average aid recipient, saving them $53,008.

The average net price across all aid recipients is $34,832, which is $7,461 above the $27,371 median for comparable institutions (same type and size). Borrowers who finish carry a median of $23,000 in federal student loans.

That is $1,199 below the $24,199 median for comparable institutions. 87.0% of federal aid recipients take federal loans.

Parents who borrow hold a separate median of $60,796 in [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $261 a month. It estimates what a family might pay and borrow under different scenarios.

## Student loans: what does repayment look like?

Among undergraduates at Trinity College, 87.0% of federal aid recipients take federal loans. For borrowers who complete, the median federal student debt is $23,000.

That median is $1,199 below the $24,199 median for comparable institutions (same type and size). If repaid over ten years, the median debt corresponds to an estimated payment of $261 a month.

Parent borrowers are a separate population, with median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $60,796. In its 2024-25 Common Data Set, the university reported that 55% of graduates borrowed from any source, with an average cumulative amount of $40,969 per borrower.

Including 51% of graduates with federal loans averaging $31,372. 11% of graduates held private loans, averaging $58,825.

Federally aided graduates of Trinity College who are working and not enrolled earn a median of $83,645 four years after completing a degree. That figure lands in the 91st percentile among nonprofit four-year institutions.

It is $15,395 above the $68,250 median for comparable institutions (same type and size). Graduates earn about $6,828 more than the model expects for similar students.

That result sits at the 76th percentile among nonprofit four-year institutions. Earnings scenarios estimated from the program mix range from $56,128 on the downside to $118,583 on the upside.

Borrowers who finish carry a median of $23,000 in federal loans. That amount is $1,199 below the median for comparable institutions (same type and size), which is $24,199.

That debt corresponds to an estimated payment of $261 a month if repaid over ten years.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $60,796. For student borrowers, that debt corresponds to an estimated payment of $261 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$60,796

**Estimated parent payment**
$772/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Caution |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$23,000

**Institution Parent PLUS debt**
$60,796

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$261/mo

**Estimated Parent PLUS payment · monthly**
$772/mo

**Modeled student + parent payments**
$1,033/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $83,645, with a $22,590 annual allowance for basic expenses:

**5.1%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=trinity-college#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.