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Cost & financial aid brief

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# University of Alabama in Huntsville Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/university-of-alabama-in-huntsville/)Cost & aid[Outcomes](/school/university-of-alabama-in-huntsville/outcomes/)[Admissions](/school/university-of-alabama-in-huntsville/admissions/)[Majors](/school/university-of-alabama-in-huntsville/majors/)[Similar schools](/school/university-of-alabama-in-huntsville/similar/)

**On this page**+

## How much does University of Alabama in Huntsville cost after financial aid?

The published cost of attendance at University of Alabama in Huntsville is $27,392. In its 2025-26 Common Data Set, the university reported in-state tuition of $10,700 and required fees of $1,758 for the 2026-27 academic year.

On-campus food and housing were listed at $12,428. Out-of-state students face a published tuition of $25,390.

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $18,796. That is $4,728 above the $14,068 median for comparable institutions (same type and size).

Azimuth ranks the university #501 for affordability among nonprofit four-year institutions.

Azimuth ranks the university in the 65th percentile for affordability among nonprofit four-year institutions. After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $18,796, which is $4,728 above the median for comparable institutions (same type and size).

By income band, families earning under $30,000 average $16,192 and those earning over $110,000 average $21,501. Borrowers who finish carry a median of $20,705 in federal loans, $524 below the peer median.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s are higher for higher family-income bands. Aid recipients from families earning under $30,000 pay $16,192 on average, while those in the $30,001–$48,000 band pay $16,532.

The middle band ($48,001–$75,000) averages $18,210, the next-highest band ($75,001–$110,000) averages $20,777, and the highest band (over $110,000) averages $21,501. Pell Grants go to 24.6% of undergraduates, providing context for the lowest band. The spread between the lowest and highest bands is $5,309.

Average net price by family income

**$0–30K**
$16,192

**$30–48K**
$16,532

**$48–75K**
$18,210

**$75–110K**
$20,777

**$110K+**
$21,501

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$18,796**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

The sticker-to-net gap shows that aid covers about 31% of the published cost for the average aid recipient. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s are $16,192 in the lowest band and $21,501 in the highest.

The spread between the two ends is $5,309. That pattern describes lower average net prices at lower incomes, rather than an individual aid package.

The published cost of attendance at University of Alabama in Huntsville is $27,392. Azimuth ranks the university #501 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $16,192, for those earning $48,001 to $75,000 it is $18,210, and for those earning over $110,000 it is $21,501. The spread between the lowest and highest bands is $5,309.

Aid covers about 31% of the published cost for the average aid recipient, bringing the overall average net price to $18,796. That is $4,728 above the $14,068 median for comparable institutions (same type and size).

Borrowers who finish carry a median of $20,705 in federal student loans, $524 below the peer median of $21,229. 86.5% of federal aid recipients take federal loans.

Parents who borrow hold a separate median of $20,297 in [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $235 a month.

## Student loans: what does repayment look like?

Among federal aid recipients, 86.5% of federal aid recipients take federal loans. Among borrowers who complete a degree, the median federal student debt is $20,705.

That median sits $524 below the $21,229 median for comparable institutions (same type and size). In its 2025-26 Common Data Set, the university reported that 47% of graduates in a cohort of 882 borrowed from any source.

The average cumulative debt per borrower was $24,473. Of all graduates, 45% held federal loans averaging $20,587.

Of all graduates, 12% held private loans, averaging $38,919. Parents who borrow through the [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a separate median of $20,297.

University of Alabama in Huntsville graduates earn a median of $81,045 four years after completion. That is $23,744 above the $57,301 median for comparable institutions (same type and size), and it places the university at the 89th percentile among nonprofit four-year institutions.

Graduates earn about $12,408 more than the model expects for similar students, a result at the 87th percentile. Earnings scenarios, estimated from the program mix, range from a downside of $48,301 to an upside of $97,721, with the typical scenario at $81,045.

The median federal debt of $20,705 is $524 below the peer median. That debt corresponds to an estimated payment of $235 a month if repaid over ten years.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $20,297. Borrowers who finish carry a median of $20,705 in federal student loans.

If repaid over ten years, that debt corresponds to an estimated payment of $235 a month.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$20,297

**Estimated parent payment**
$258/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$20,705

**Institution Parent PLUS debt**
$20,297

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$235/mo

**Estimated Parent PLUS payment · monthly**
$258/mo

**Modeled student + parent payments**
$493/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $81,045, with a $22,590 annual allowance for basic expenses:

**4.8%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=university-of-alabama-in-huntsville#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.