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Cost & financial aid brief

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# University of North Carolina at Greensboro Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/university-of-north-carolina-at-greensboro/)Cost & aid[Outcomes](/school/university-of-north-carolina-at-greensboro/outcomes/)[Admissions](/school/university-of-north-carolina-at-greensboro/admissions/)[Majors](/school/university-of-north-carolina-at-greensboro/majors/)[Similar schools](/school/university-of-north-carolina-at-greensboro/similar/)

**On this page**+

## How much does University of North Carolina at Greensboro cost after financial aid?

At University of North Carolina at Greensboro, the published budget for in-state students totals $21,373. Tuition and fees are $7,661; room and board are $10,688.

Students from outside North Carolina pay $24,012 in tuition and fees. After grants and scholarships, aid recipients pay an average of $10,965.

That is $4,669 below the median [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) at comparable institutions (same type and size), which is $15,634. For the average aid recipient, aid covers about 49% of the published cost, lowering the bill by $10,408.

Azimuth ranks the university #219 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 85th percentile.

For aid recipients at University of North Carolina at Greensboro, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $10,965, the amount they pay after grants and scholarships. That is $4,669 below the peer median of $15,634 for comparable institutions (same type and size).

Affordability ranks in the 85th percentile among nonprofit four-year institutions. Median federal student loan debt among completers who borrowed is $22,858, $2,782 above the peer median of $20,076.

For the lowest-income band, average net price is $7,305; for the highest-income band it is $19,580. Below-peer net prices sit alongside above-peer borrowing.

[Net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s step upward across the listed family-income bands. Average net price is $7,305 for the lowest band, $8,082 for the next band, $11,605 in the middle band, $16,979 in the next-highest band, and $19,580 for the highest band.

Pell Grants reach 50.2% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $12,275.

Average net price by family income

**$0–30K**
$7,305

**$30–48K**
$8,082

**$48–75K**
$11,605

**$75–110K**
$16,979

**$110K+**
$19,580

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$10,965**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 49% of the published cost for the average aid recipient, making the school's aid pattern most favorable at the lower end of the listed income range. The published cost of $21,373 and average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $10,965 leave an average aid offset of $10,408.

Across the income bands, average net prices are $7,305, $8,082, $11,605, $16,979, and $19,580 from lowest to highest income. The $12,275 range between the ends shows aid concentrated more heavily toward lower-income recipients, rather than a uniform discount from the sticker price.

For aid recipients, the price remaining after grants varies sharply by family-income band at University of North Carolina at Greensboro. The published cost of attendance is $21,373, and the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $7,305 in the lowest family-income band.

The lower-middle band averages $8,082, the middle band $11,605, the upper-middle band $16,979, and the highest band $19,580. The spread between the lowest and highest bands is $12,275.

Azimuth ranks the public university #219 for affordability among nonprofit four-year institutions. Aid offsets a substantial share of the published cost for the average recipient.

Aid covers about 49% of the published cost for the average aid recipient, an average savings of $10,408, leaving an average net price of $10,965 across all aid recipients. The peer median, the middle value for comparable institutions (same type and size), is $15,634; the university’s average net price is $4,669 below it.

Published in-state tuition is $7,661, and out-of-state tuition is $24,012. Aid coverage and a below-peer average net price point in the same direction.

Federal borrowing is common among undergraduates, and completing borrowers carry debt above the comparable-school median. Median federal student loan debt at completion is $22,858, which is $2,782 above the peer median of $20,076 at comparable institutions (same type and size).

84.4% of federal aid recipients borrow federal loans, and that debt corresponds to an estimated payment of $260 a month if repaid over ten years. [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers have median borrowing of $14,638.

## Student loans: what does repayment look like?

Federal borrowing reaches 84.4% of federal aid recipients at University of North Carolina at Greensboro, so loan amounts are central to the cost picture. Among borrowers who complete, median federal student loan debt is $22,858 at completion.

The peer median, the middle value for comparable institutions (same type and size), is $20,076, leaving the university $2,782 above it. For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $14,638.

Four years after completing a degree, the median for federally aided graduates of University of North Carolina at Greensboro who are working and not enrolled is $51,594. Among nonprofit four-year institutions, that figure falls at the 22nd percentile.

Graduates earn about $5,230 less than the model expects for similar students. That result is at the 36th percentile among nonprofit four-year institutions.

Earnings scenarios, estimated from the program mix, run from $42,326 on the downside to $66,845 on the upside. The typical estimate is $51,594.

Completers who borrowed hold a median of $22,858 in federal student loans. That amount is $2,782 above the median for comparable institutions (same type and size).

If repaid over ten years, that debt corresponds to an estimated payment of $260 a month.

For the separate parent-borrower population, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $14,638. The median federal debt corresponds to an estimated payment of $260 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$14,638

**Estimated parent payment**
$186/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 11.0% | High pressure |
| $100,000 | 4.9% | Safe |
| $150,000 | 2.3% | Safe |
| $200,000 | 1.5% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=university-of-north-carolina-at-greensboro#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$22,858

**Institution Parent PLUS debt**
$14,638

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$260/mo

**Estimated Parent PLUS payment · monthly**
$186/mo

**Modeled student + parent payments**
$446/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $51,594, with a $23,940 annual allowance for basic expenses:

**11.3%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=university-of-north-carolina-at-greensboro#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.