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Cost & financial aid brief

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# University of North Texas at Dallas Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/university-of-north-texas-at-dallas/)Cost & aid[Outcomes](/school/university-of-north-texas-at-dallas/outcomes/)[Admissions](/school/university-of-north-texas-at-dallas/admissions/)[Majors](/school/university-of-north-texas-at-dallas/majors/)[Similar schools](/school/university-of-north-texas-at-dallas/similar/)

**On this page**+

## How much does University of North Texas at Dallas cost after financial aid?

University of North Texas at Dallas posts a cost of attendance of $20,064 for in-state students. That figure covers tuition and fees of $9,595 and room and board of $9,954.

Out-of-state tuition and fees run to $21,894. After grants and scholarships, aid recipients pay an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $6,420, a drop of $13,644 from the sticker price.

For aid recipients, the average net price is the remaining cost after grants and scholarships. At comparable institutions (same type and size), the median average net price is $14,068.

This university's figure is $7,648 below that median. Azimuth ranks the university #56 for affordability among nonprofit four-year institutions. The below-peer net price and the affordability rank point the same way.

Azimuth ranks University of North Texas at Dallas #56 for affordability among nonprofit four-year institutions. That places the pillar in the 96th percentile.

After grants and scholarships, aid recipients at the university pay an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $6,420. That runs $7,648 below the $14,068 median for comparable institutions (same type and size).

By income band, the lowest group averages $4,713 and the highest averages $16,040. Completing borrowers hold a median of $18,606 in federal student debt. That amount sits $2,623 below the $21,229 median for comparable institutions.

After grants and scholarships, aid recipients from families earning under $30,000 average $4,713. The figure is $5,743 for the $30,001–$48,000 band, $7,725 for the $48,001–$75,000 band, $14,171 for the $75,001–$110,000 band, and $16,040 for families earning over $110,000.

53.9% of undergraduates receive Pell Grants, the population the lowest band applies to. The spread between the lowest and highest bands is $11,327.

Average net price by family income

**$0–30K**
$4,713

**$30–48K**
$5,743

**$48–75K**
$7,725

**$75–110K**
$14,171

**$110K+**
$16,040

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$6,420**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

The average aid recipient sees the published cost reduced by $13,644, with aid covering about 68% of the sticker price. The pattern across income bands is relatively flat.

The lowest-income band averages $4,713 while the highest band averages $16,040, a spread of $11,327. The middle bands sit between those two ends, with costs rising gradually as family income increases.

The published cost of attendance is $20,064. Azimuth ranks University of North Texas at Dallas #56 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $4,713, for those earning $48,001 to $75,000 it is $7,725, and for those earning over $110,000 it is $16,040. The spread between the lowest and highest bands is $11,327.

Aid covers about 68% of the published cost for the average aid recipient. The average net price across all aid recipients is $6,420, which is $7,648 below the $14,068 median for comparable institutions (same type and size).

Borrowers who complete a degree carry a median of $18,606 in federal student loans. That is $2,623 below the $21,229 peer median.

Parents who borrow hold a separate median of $15,544. If repaid over ten years, the median federal debt corresponds to an estimated payment of $211 a month.

## Student loans: what does repayment look like?

About 65.7% of federal aid recipients at University of North Texas at Dallas take a federal loan. Among borrowers who complete, the median federal student debt is $18,606.

That figure is $2,623 below the peer median of $21,229 for comparable institutions (same type and size). If repaid over ten years, the median debt corresponds to an estimated payment of $211 a month.

Parents who borrow through the separate [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a median of $15,544.

University of North Texas at Dallas graduates earn about $16,156 more than the model expects for similar students. That places the gap at the 92nd percentile among nonprofit four-year institutions.

Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $62,574, at the 59th percentile nationally. That is $5,273 above the $57,301 median for comparable institutions (same type and size).

Earnings scenarios, estimated from the program mix, show a range: a downside of $49,925 and an upside of $64,210. The median federal student debt of $18,606 sits below the peer median (the median for comparable institutions), and the estimated monthly payment is $211.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $15,544. For student borrowers, the median federal debt corresponds to an estimated payment of $211 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$15,544

**Estimated parent payment**
$197/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$18,606

**Institution Parent PLUS debt**
$15,544

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$211/mo

**Estimated Parent PLUS payment · monthly**
$197/mo

**Modeled student + parent payments**
$408/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $62,574, with a $22,590 annual allowance for basic expenses:

**6.3%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=university-of-north-texas-at-dallas#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.