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Cost & financial aid brief

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# University of Puerto Rico-Aguadilla Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/university-of-puerto-rico-aguadilla/)Cost & aid[Outcomes](/school/university-of-puerto-rico-aguadilla/outcomes/)[Admissions](/school/university-of-puerto-rico-aguadilla/admissions/)[Majors](/school/university-of-puerto-rico-aguadilla/majors/)[Similar schools](/school/university-of-puerto-rico-aguadilla/similar/)

**On this page**+

## How much does University of Puerto Rico-Aguadilla cost after financial aid?

In-state tuition and fees at University of Puerto Rico-Aguadilla run $5,954, and out-of-state residents pay the same amount. The full published cost of attendance is $14,498.

After grants and scholarships, the average aid recipient pays $7,765. That average sits $5,057 below the $12,822 median [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for comparable institutions (same type and size).

For the average aid recipient, aid covers about 46% of the published cost, a savings of $6,733 against the sticker price. Azimuth ranks the university #4 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 99th percentile.

Azimuth places the affordability pillar for University of Puerto Rico-Aguadilla in the 99th percentile among nonprofit four-year institutions. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is aid recipients' cost after grants and scholarships.

That amount is $7,765, which is $5,057 below the $12,822 median for comparable institutions (same type and size). For the lowest income band, the average net price is $7,200; for the highest, it is $14,498, a spread of $7,298.

Borrowers who finish carry a median of $5,500 in federal loans, $14,000 below the peer median of $19,500.

For families earning under $30,000, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $7,200. For the $30,001–$48,000 band, that figure is $7,993, for the $48,001–$75,000 band, $9,454, and for the $75,001–$110,000 band, $9,266.

The highest band, over $110,000, averages $14,498. The spread between the lowest and highest bands is $7,298.

Average net price by family income

**$0–30K**
$7,200

**$30–48K**
$7,993

**$48–75K**
$9,454

**$75–110K**
$9,266

**$110K+**
$14,498

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$7,765**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 46% of the published cost for the average aid recipient. The published cost of attendance is $14,498, and the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for first-time full-time Title IV aid recipients is $7,765.

The pricing pattern is relatively flat across income bands. The lowest band averages $7,200 and the highest averages $14,498, a spread of $7,298.

The result is that net prices stay within a limited range for most income levels.

The published cost of attendance is $14,498, and Azimuth ranks University of Puerto Rico-Aguadilla #4 for affordability among nonprofit four-year institutions. After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $7,200, for those earning $48,001 to $75,000 it is $9,454, and for those earning over $110,000 it is $14,498.

The spread between the lowest and highest bands is $7,298. Aid saves the average recipient $6,733 against the sticker price.

The average net price across all aid recipients is $7,765, which is $5,057 below the $12,822 median for comparable institutions (same type and size). Borrowers who finish carry a median of $5,500 in federal student loans, $14,000 below the median for comparable institutions of $19,500.

About 10.8% of federal aid recipients take federal loans. That debt corresponds to an estimated payment of $63 a month if repaid over ten years.

It estimates your cost and aid scenario, not a promise, and can help you see what the numbers mean for your family.

## Student loans: what does repayment look like?

10.8% of federal aid recipients at University of Puerto Rico-Aguadilla take federal loans. Among borrowers who complete, the median federal student debt is $5,500.

That is $14,000 below the $19,500 median for comparable institutions (same type and size). If repaid over ten years, the median debt corresponds to an estimated payment of $63 a month.

Federally aided graduates of University of Puerto Rico-Aguadilla earn a median of $29,117 four years after completion. That falls $23,999 below the $53,116 median for comparable institutions (same type and size).

Azimuth places that in the 1st percentile among nonprofit four-year institutions. Against the model's expectation, federally aided completers earn about $194 less than the model expects for similar students, effectively at the expected level.

Azimuth places that outcome in the 54th percentile among nonprofit four-year institutions. Scenarios estimated from the program mix show a downside of $27,223 and an upside of $65,681.

Borrowers who finish carry a median of $5,500 in federal loans, $14,000 below the median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $63 a month if repaid over ten years.

For borrowers with median federal student debt, that debt corresponds to an estimated payment of $63 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Student loans: the monthly payment

Financial GPS

### What does repayment look like?

**Institution median student debt**
$5,500

**Institution Parent PLUS debt**
No federal loan data

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$63/mo

**Estimated Parent PLUS payment · monthly**
No federal loan data

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $29,117, with a $22,590 annual allowance for basic expenses:

**11.6%** of income above the allowance · Good

1.  Excellent Under 8%
2.  Good 8–under 12% · selected scenario
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=university-of-puerto-rico-aguadilla#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.