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Cost & financial aid brief

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# University of Puerto Rico-Mayaguez Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/university-of-puerto-rico-mayaguez/)Cost & aid[Outcomes](/school/university-of-puerto-rico-mayaguez/outcomes/)[Admissions](/school/university-of-puerto-rico-mayaguez/admissions/)[Majors](/school/university-of-puerto-rico-mayaguez/majors/)[Similar schools](/school/university-of-puerto-rico-mayaguez/similar/)

**On this page**+

## How much does University of Puerto Rico-Mayaguez cost after financial aid?

The published cost of attendance at University of Puerto Rico-Mayaguez is $21,637 for the standard annual budget. Tuition and fees alone account for $5,274 of that total amount.

After receiving aid, recipients pay $17,936 on average. That amount sits $3,868 above the $14,068 median at comparable institutions (same type and size).

Aid lowers the sticker price by $3,701 on average, covering about 17% of the published cost for the average aid recipient. Azimuth ranks the university #97 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 93rd percentile.

The affordability pillar at University of Puerto Rico-Mayaguez is in the 93rd percentile among nonprofit four-year institutions. For aid recipients here, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $17,936, $3,868 above the median for comparable institutions (same type and size).

Federal borrowers who complete hold a median of $8,250 in federal loans, $12,979 below the peer median. The lowest income band averages $17,939 and the highest averages $18,466, a spread of only $527.

64.9% of undergraduates receive Pell Grants, so the lowest-band figure applies to a large share of the student body. After grants and scholarships, aid recipients in the lowest family-income band (under $30,000) average $17,939.

Those in the next band ($30,001–$48,000) average $17,931; the middle band ($48,001–$75,000) averages $17,929; the next-highest band ($75,001–$110,000) averages $17,457; and the highest band (over $110,000) averages $18,466. The spread between the lowest and highest bands is $527, a narrow range that shows little variation in average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) by income.

Average net price by family income

**$0–30K**
$17,939

**$30–48K**
$17,931

**$48–75K**
$17,929

**$75–110K**
$17,457

**$110K+**
$18,466

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$17,936**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 17% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $3,701. The pattern across income bands is unusually flat: average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s range from $17,939 in the lowest band to $18,466 in the highest, a spread of just $527.

That suggests aid is structured to keep costs similar regardless of family income, rather than targeting the deepest discounts to the lowest-income students. 64.9% of undergraduates receive Pell Grants, so the lowest-band figure applies to a large share of the student body.

The published cost of attendance at University of Puerto Rico-Mayaguez is $21,637. Azimuth ranks the university #97 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $17,939, for those earning $48,001 to $75,000 it is $17,929, and for those earning over $110,000 it is $18,466. The spread between the lowest and highest bands is $527.

The average aid recipient saves $3,701 against the published cost. The average net price across all aid recipients is $17,936, which is $3,868 above the $14,068 median for comparable institutions (same type and size).

In-state tuition and fees are $5,274; out-of-state tuition and fees are $5,274. Borrowers who finish leave with a median of $8,250 in federal student loans, $12,979 below the peer median of $21,229.

14.5% of federal aid recipients borrow federal loans. If repaid over ten years, that debt corresponds to an estimated payment of $94 a month.

## Student loans: what does repayment look like?

Federal borrowing is light at University of Puerto Rico-Mayaguez. Only 14.5% of federal aid recipients take federal loans, and those who complete leave with a median of $8,250 in federal student debt.

That median is $12,979 below the $21,229 median for comparable institutions (same type and size). If repaid over ten years, the debt corresponds to an estimated payment of $94 a month.

University of Puerto Rico-Mayaguez presents a mixed return picture. Graduates earn about $10,666 more than the model expects for similar students, a result at the 85th percentile among nonprofit four-year institutions.

Raw earnings tell a different story. Four years after completion, the median for federally aided graduates who are working and not enrolled is $51,164, at the 21st percentile.

That figure is $6,137 below the $57,301 median for comparable institutions (same type and size). Earnings scenarios, estimated from the program mix, range from $31,315 on the downside to $86,172 on the upside, with a typical figure of $51,164.

On the debt side, borrowers who finish carry a median of $8,250 in federal loans, $12,979 below the median for comparable institutions. That debt corresponds to an estimated payment of $94 a month if repaid over ten years.

For borrowers with median federal student debt, that debt corresponds to an estimated payment of $94 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Student loans: the monthly payment

Financial GPS

### What does repayment look like?

**Institution median student debt**
$8,250

**Institution Parent PLUS debt**
No federal loan data

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$94/mo

**Estimated Parent PLUS payment · monthly**
No federal loan data

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $51,164, with a $22,590 annual allowance for basic expenses:

**3.9%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=university-of-puerto-rico-mayaguez#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.