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Cost & financial aid brief

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# University of Puerto Rico-Rio Piedras Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/university-of-puerto-rico-rio-piedras/)Cost & aid[Outcomes](/school/university-of-puerto-rico-rio-piedras/outcomes/)[Admissions](/school/university-of-puerto-rico-rio-piedras/admissions/)[Majors](/school/university-of-puerto-rico-rio-piedras/majors/)[Similar schools](/school/university-of-puerto-rico-rio-piedras/similar/)

**On this page**+

## How much does University of Puerto Rico-Rio Piedras cost after financial aid?

The published cost of attendance at University of Puerto Rico-Rio Piedras is $15,118, with in-state tuition and fees at $5,354. After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients is $9,175.

Aid reduces the published cost by $5,943 on average for those students. That price is $4,893 below the median of $14,068 at comparable institutions (same type and size).

On average, aid covers about 39% of the published cost for the average aid recipient. Azimuth ranks the university #29 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 98th percentile.

University of Puerto Rico-Rio Piedras offers strong affordability among nonprofit four-year institutions. It ranks #29 for affordability.

The affordability pillar falls in the 98th percentile among nonprofit four-year institutions. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) measures what aid recipients pay once grants and scholarships are applied.

The university's average net price is $9,175, $4,893 below the median for comparable institutions (same type and size). Federal borrowers who complete hold a median federal debt of $5,500, $15,729 below the peer median of $21,229.

Aid recipients in the lowest income band average $8,018; those in the highest band average $13,018.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s by family income band show a narrow range. Aid recipients from families earning under $30,000 pay an average of $8,018, while those in the $30,001–$48,000 band average $8,553.

The middle band ($48,001–$75,000) averages $11,002, the next-highest band ($75,001–$110,000) averages $11,925, and the highest band (over $110,000) averages $13,018. 66.5% of undergraduates receive Pell Grants, providing context for who the lowest band applies to. The spread between the lowest and highest bands is $5,000.

Average net price by family income

**$0–30K**
$8,018

**$30–48K**
$8,553

**$48–75K**
$11,002

**$75–110K**
$11,925

**$110K+**
$13,018

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$9,175**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 39% of the published cost for the average aid recipient, reducing the sticker price by $5,943 on average. The pattern across income bands is one of modest variation.

Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s go from $8,018 in the lowest band to $13,018 in the highest, with the middle bands falling between. The $5,000 spread describes a structure where costs after aid stay relatively close across the income scale, rather than an individual aid package.

The published cost of attendance is $15,118, and Azimuth ranks University of Puerto Rico-Rio Piedras #29 for affordability among nonprofit four-year institutions. After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $8,018, for those earning $48,001 to $75,000 it is $11,002, and for those earning over $110,000 it is $13,018.

The spread between the lowest and highest bands is $5,000. Aid covers about 39% of the published cost for the average aid recipient, a savings of $5,943 against the sticker price.

The average net price across all aid recipients is $9,175, which is $4,893 below the $14,068 median for comparable institutions (same type and size). Borrowers who finish carry a median of $5,500 in federal student loans, $15,729 below the $21,229 peer median.

7.2% of federal aid recipients take federal loans. Parents who borrow hold a separate median of $12,500.

If repaid over ten years, the median federal student debt corresponds to an estimated payment of $63 a month.

## Student loans: what does repayment look like?

7.2% of federal aid recipients take federal loans. The median federal student debt among borrowers who complete is $5,500.

That median is $15,729 below the $21,229 median for comparable institutions (same type and size). The peer median is the middle value for institutions of the same type and size.

Parents who borrow hold a separate median of $12,500 in [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans. Parent PLUS covers a separate parent-borrower population.

The return picture at University of Puerto Rico-Rio Piedras is mixed: graduates earn less than what the model expects for similar students, but they also carry very little federal debt. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $36,313, at the 3rd percentile.

That is $20,988 below the $57,301 median for comparable institutions (same type and size). Graduates earn about $2,749 less than the model expects for similar students.

That places the gap at the 44th percentile. The earnings scenarios, estimated from the program mix, range from $27,329 on the downside to $52,629 on the upside.

Borrowers who finish leave with a median of $5,500 in federal loans, $15,729 below the peer median. That debt corresponds to an estimated payment of $63 a month if repaid over ten years.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $12,500. For student borrowers, that debt corresponds to an estimated payment of $63 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$12,500

**Estimated parent payment**
$159/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$5,500

**Institution Parent PLUS debt**
$12,500

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$63/mo

**Estimated Parent PLUS payment · monthly**
$159/mo

**Modeled student + parent payments**
$222/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $36,313, with a $22,590 annual allowance for basic expenses:

**5.5%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=university-of-puerto-rico-rio-piedras#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.