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Cost & financial aid brief

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# University of Redlands Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/university-of-redlands/)Cost & aid[Outcomes](/school/university-of-redlands/outcomes/)[Admissions](/school/university-of-redlands/admissions/)[Majors](/school/university-of-redlands/majors/)[Similar schools](/school/university-of-redlands/similar/)

**On this page**+

## How much does University of Redlands cost after financial aid?

At University of Redlands, the published cost of attendance is $76,630 (an average across living arrangements), leaving affordability as a concern even after aid. The university lists $60,878 in tuition and fees and $18,208 for room and board.

For aid recipients, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $30,031. Financial aid offsets $46,599 of the sticker price on average.

The peer median, the middle value for comparable institutions (same type and size), is $27,371; the university sits above it by $2,660. Azimuth ranks the university #1,199 for affordability among nonprofit four-year institutions.

The higher net price than comparable institutions and low affordability standing point in the same direction.

Costs for aid recipients sit above those at comparable colleges, a pattern also seen in borrowing. At University of Redlands, average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what aid recipients pay after grants and scholarships, is $30,031.

That is $2,660 above the peer median, the middle value for comparable institutions (same type and size), of $27,371. Among completers who borrowed, median federal student loan debt is $26,000, $1,801 above the comparable-institution median of $24,199.

Azimuth places the affordability pillar in the 15th percentile among nonprofit four-year institutions. Average net price is $28,287 in the lowest-income band and $38,257 in the highest-income band.

Higher prices and debt than comparable institutions point in the same direction.

The income pattern does not move steadily from the lowest to the highest family-income band. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $28,287 in the lowest band, $25,728 in the next-lowest band, $26,196 in the middle band, $25,767 in the next-highest band, and $38,257 in the highest band.

Pell Grants reach 36.4% of undergraduates, offering financial-access context for the lowest band. The spread between the lowest and highest bands is $9,970.

Average net price by family income

**$0–30K**
$28,287

**$30–48K**
$25,728

**$48–75K**
$26,196

**$75–110K**
$25,767

**$110K+**
$38,257

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$30,031**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid cuts the published price substantially for the average recipient, but the income-band pattern remains uneven. Aid covers about 61% of the published cost for the average aid recipient.

That share is an average, not a promise for a particular family. The lowest-income band is not the least expensive: the next-lowest and middle-income groups have lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s, and the highest-income group has the highest listed average.

This pattern shows that aid amounts differ across income bands rather than moving in a single direction with income. The sticker-to-net reduction is large on average, but family-income pricing is uneven.

The published cost of attendance at University of Redlands is $76,630 (an average across living arrangements). Azimuth ranks the university #1,199 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $28,287, for those earning $48,001 to $75,000 it is $26,196, and for those earning over $110,000 it is $38,257. The spread between the lowest and highest bands is $9,970.

Aid covers about 61% of the published cost for the average aid recipient. The average net price across all aid recipients is $30,031, which is $2,660 above the median of $27,371 for comparable institutions (same type and size).

Borrowers who finish carry a median of $26,000 in federal student loans. That is $1,801 above the peer median of $24,199 for comparable institutions.

Parents who borrow hold a separate median of $28,208 in [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $295 a month.

## Student loans: what does repayment look like?

Federal borrowing is widespread at University of Redlands, with 91.8% of aid recipients taking federal loans and a $26,000 median federal student loan debt at completion among borrowers who complete. Comparable institutions (same type and size) have a peer median federal debt of $24,199, placing Redlands $1,801 above that figure.

[Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowers are a separate parent-borrower population, with median borrowing of $28,208.

University of Redlands pairs earnings above the model’s expectation with borrowing that is higher than the comparable-college midpoint. Median earnings four years after completion are $75,863, and Azimuth places the institution in the 84th percentile among nonprofit four-year institutions.

[Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, place the institution in the 90th percentile among nonprofit four-year institutions. Graduates earn about $13,935 more than the model expects for similar students.

The downside, typical, and upside earnings scenarios are $52,815, $75,863, and $85,805. Median federal student loan debt at completion is $26,000.

The peer median, the middle value for comparable institutions (same type and size), is $24,199. Debt is $1,801 above that benchmark.

That debt corresponds to an estimated payment of $295 a month if repaid over ten years. Above-expected earnings and above-peer debt point in different directions.

For parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $28,208. For student borrowers, that debt corresponds to an estimated payment of $295 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$28,208

**Estimated parent payment**
$358/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 21.1% | High pressure |
| $100,000 | 9.5% | Caution |
| $150,000 | 4.5% | Safe |
| $200,000 | 3.0% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=university-of-redlands#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$26,000

**Institution Parent PLUS debt**
$28,208

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$295/mo

**Estimated Parent PLUS payment · monthly**
$358/mo

**Modeled student + parent payments**
$653/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $75,863, with a $23,940 annual allowance for basic expenses:

**6.8%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=university-of-redlands#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.