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Cost & financial aid brief

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# Villanova University Tuition, Costs & Financial Aid

Updated October 21, 2026

[Overview](/school/villanova-university/)Cost & aid[Outcomes](/school/villanova-university/outcomes/)[Admissions](/school/villanova-university/admissions/)[Majors](/school/villanova-university/majors/)[Similar schools](/school/villanova-university/similar/)

**On this page**+

## How much does Villanova University cost after financial aid?

For aid recipients, Villanova University remains a comparatively expensive option after grants and scholarships: its average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $43,756. Average net price means what aid recipients pay after grants and scholarships, rather than the published charge.

The university lists a published cost of attendance of $84,793 (an average across living arrangements). Tuition and fees are $67,776, and room and board are $17,694.

Average financial aid savings come to $41,037 against that published cost. At comparable institutions (same type and size), the peer median net price is $27,371; Villanova's figure is above that benchmark by $16,385.

Azimuth places the university in the 3rd percentile for affordability among nonprofit four-year institutions. The peer comparison and affordability position both point to a high after-aid cost.

Aid recipients face an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/), what they pay after grants and scholarships, of $43,756. It is $16,385 above the $27,371 peer median, the middle value for comparable institutions (same type and size).

Azimuth places Villanova University in the 3rd percentile for affordability among nonprofit four-year institutions. Across income bands, average net price is $17,823 in the lowest band, $16,496 in the lower-middle band, $20,923 in the middle band, $33,389 in the upper-middle band, and $58,741 in the highest band.

Median federal student loan debt among borrowers who completed is $25,874, $1,675 above the $24,199 peer median. Both costs and borrowing exceed comparable benchmarks.

Villanova University's income-based prices are lowest in the second-lowest family-income band rather than the lowest. Average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $17,823 for the lowest band, $16,496 for the next band, $20,923 for the middle band, $33,389 for the next-highest band, and $58,741 for the highest band.

Pell Grant recipients account for 12.0% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $40,918.

Average net price by family income

**$0–30K**
$17,823

**$30–48K**
$16,496

**$48–75K**
$20,923

**$75–110K**
$33,389

**$110K+**
$58,741

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$43,756**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid reductions vary sharply by family-income band, with lower-band averages far below the price faced by the highest band. For the average aid recipient, aid covers about 48% of the published cost.

The sticker-to-net gap is $41,037, leaving an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $43,756. Average net prices are $17,823 in the lowest income band, $16,496 in the next-lowest band, $20,923 in the middle band, $33,389 in the next-highest band, and $58,741 in the highest band.

The spread between the lowest and highest bands is $40,918, a difference of averages. This pricing pattern coincides with larger aid reductions at lower family incomes, though the overall after-aid price remains high.

The published cost of attendance at Villanova University is $84,793 (an average across living arrangements). Azimuth ranks the university #1,375 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $17,823, for those earning $48,001 to $75,000 it is $20,923, and for those earning over $110,000 it is $58,741. The spread between the lowest and highest bands is $40,918.

Aid covers about 48% of the published cost for the average aid recipient, bringing the average net price across all bands to $43,756. That is $16,385 above the $27,371 median for comparable institutions (same type and size).

Borrowers who complete a degree carry a median of $25,874 in federal student loans, $1,675 above the $24,199 peer median. If repaid over ten years, that debt corresponds to an estimated payment of $294 a month.

Parents who borrow through the federal [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) program hold a separate median of $40,000.

## Student loans: what does repayment look like?

Federal borrowing is widespread at Villanova University, with 96.7% of federal aid recipients taking federal loans. For borrowers who complete, median federal student loan debt is $25,874.

The peer median, the middle value for comparable institutions (same type and size), is $24,199, placing Villanova's median $1,675 above that figure. Parent borrowers are a separate population, with median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $40,000.

The slightly higher debt median and broad federal borrowing make debt a central part of the cost picture.

At Villanova University, median earnings reach $104,228 four years after completion. Azimuth places that earnings figure in the 97th percentile among nonprofit four-year institutions.

Graduates earn about $15,956 more than the model expects for similar students. [Earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/), the gap between what graduates earn and what the model expects for similar students, falls in the 92nd percentile among nonprofit four-year institutions.

The earnings scenarios range from $72,214 in the downside scenario to $127,636 in the upside scenario, with $104,228 in the typical scenario. Median federal student debt at completion is $25,874, above the $24,199 median at comparable institutions (same type and size).

That debt corresponds to an estimated payment of $294 a month if repaid over ten years. High earnings measures sit alongside debt that is above the peer median.

[Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is separate from student borrowing; its median for parent borrowers is $40,000. Separately, median federal student debt corresponds to an estimated payment of $294 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$40,000

**Estimated parent payment**
$508/mo

Modeled Parent PLUS pressure by income

| Household income | Share of income above basic expenses | Risk level |
| --- | --- | --- |
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 30.0% | High pressure |
| $100,000 | 13.4% | High pressure |
| $150,000 | 6.4% | Caution |
| $200,000 | 4.2% | Safe |

The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. [Open the parent tool for your own numbers](/financial-gps/?tool=parent&school=villanova-university#parent-tool). [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$25,874

**Institution Parent PLUS debt**
$40,000

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$294/mo

**Estimated Parent PLUS payment · monthly**
$508/mo

**Modeled student + parent payments**
$802/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $104,228, with a $23,940 annual allowance for basic expenses:

**4.4%** of income above the allowance · Excellent

1.  Excellent Under 8% · selected scenario
2.  Good 8–under 12%
3.  Concerning 12–20%
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=villanova-university#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.