1.  [College research](/)
2.  /
3.  [Xavier University of Louisiana](/school/xavier-university-of-louisiana/)
4.  /
5.  Cost & financial aid brief

Cost & financial aid brief

Copy linkPrint brief

# Xavier University of Louisiana Tuition, Costs & Financial Aid

Updated October 1, 2026

[Overview](/school/xavier-university-of-louisiana/)Cost & aid[Outcomes](/school/xavier-university-of-louisiana/outcomes/)[Admissions](/school/xavier-university-of-louisiana/admissions/)[Majors](/school/xavier-university-of-louisiana/majors/)[Similar schools](/school/xavier-university-of-louisiana/similar/)

**On this page**+

## How much does Xavier University of Louisiana cost after financial aid?

The published cost of attendance at Xavier University of Louisiana is $40,434, with tuition and fees of $28,733 and room and board of $10,439. For aid recipients, grants and scholarships cut the sticker price by an average of $23,307.

The average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) is $17,127, which is $10,244 below the $27,371 median at comparable institutions (same type and size). Azimuth ranks the university #699 for affordability among nonprofit four-year institutions. That places the affordability pillar in the 51st percentile.

After grants and scholarships, aid recipients at Xavier University of Louisiana pay an average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) of $17,127. That is $10,244 below the median for comparable institutions (same type and size).

The affordability pillar sits at the 51st percentile among nonprofit four-year institutions. By income band, families earning under $30,000 average $14,405 and those earning over $110,000 average $24,096, a spread of $9,691 between the two ends.

Borrowers who finish carry a median of $24,053 in federal student loans, $146 below the peer median.

54.2% of undergraduates receive Pell Grants, the population the lowest income band applies to. After grants and scholarships, aid recipients from families earning under $30,000 average $14,405.

The figure is $15,094 for the $30,001–$48,000 band, $17,836 for the $48,001–$75,000 band, and $19,118 for the $75,001–$110,000 band. Families earning over $110,000 average $24,096. The spread between the lowest and highest bands is $9,691.

Average net price by family income

**$0–30K**
$14,405

**$30–48K**
$15,094

**$48–75K**
$17,836

**$75–110K**
$19,118

**$110K+**
$24,096

Averages within each income band; individual aid packages vary.

Overall average annual net price: **$17,127**. After grants and scholarships, including living costs. [Source and coverage](#cost-data-notes).

Aid covers about 58% of the published cost for the average aid recipient, reducing the sticker price by $23,307. The lower-income bands see lower average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/)s than the middle and upper-income bands, with costs increasing across the listed income range.

In its 2025-26 Common Data Set, the university reported that for the 2025-26 academic year, 679 first-year students were determined to have financial need. Those students received an average need-based aid package of $14,469, and the average share of need met was 60%.

Of those with need, 133 had their need fully met. For the 2025-26 academic year, the university reported that no first-year students received merit aid.

The pattern across the federal net price bands shows a consistent reduction from the published cost, with the largest savings concentrated at the lower end of the income scale.

The published cost of attendance at Xavier University of Louisiana is $40,434. Azimuth ranks the university #699 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average [net price](/analysis/is-college-worth-it-part-1-the-net-price-illusion/) for aid recipients from families earning under $30,000 is $14,405, for those earning $48,001 to $75,000 it is $17,836, and for those earning over $110,000 it is $24,096. The spread between the lowest and highest bands is $9,691.

Tuition and fees are $28,733. Aid covers about 58% of the published cost for the average aid recipient, an offset of $23,307.

The average net price across all aid recipients is $17,127, which is $10,244 below the $27,371 median for comparable institutions (same type and size). Borrowers who finish carry a median of $24,053 in federal student loans, $146 below the peer median of $24,199.

84.2% of federal aid recipients borrow federal loans. Parents who borrow hold a separate median of $39,909.

If repaid over ten years, the median federal debt corresponds to an estimated payment of $273 a month.

## Student loans: what does repayment look like?

Borrowers who complete carry a median of $24,053 in federal loans. 84.2% of federal aid recipients take federal loans.

The peer median is $24,199 for comparable institutions (same type and size), so this university's median sits $146 below it. Parent borrowers are a separate population, with median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing of $39,909.

In its 2025-26 Common Data Set, the university reported that 98% of graduates borrowed from any source. Average cumulative debt was $18,887 per borrower in a cohort of 483.

Of those graduates, 98% held federal debt averaging $15,084. That group included 12% who also held private loans averaging $30,295.

The return picture at Xavier University of Louisiana is mixed. Graduates earn about $6,050 less than the model expects for similar students, a result that places the university at the 32nd percentile among nonprofit four-year institutions.

However, the raw median earnings of $49,328 four years after completion sit $18,922 below the $68,250 median for comparable institutions (same type and size). That median falls in the 17th percentile nationally.

Earnings scenarios, estimated from the program mix, show a wide range: a downside of $42,383, a typical figure of $49,328, and an upside of $67,735. The median federal debt of $24,053 is $146 below the peer median, and corresponds to an estimated payment of $273 a month if repaid over ten years.

For the separate population of parent borrowers, median [Parent PLUS](/analysis/ou-what-happens-when-parents-borrow-too/) borrowing is $39,909. For student borrowers, the median federal debt corresponds to an estimated payment of $273 a month if repaid over ten years.

[Repayment figures](#combined-borrowing) are in the Financial GPS card below. [Borrowing populations and model assumptions](#cost-data-notes).

## Parent loans: what can the family afford?

[How Parent PLUS borrowing affects families](/analysis/ou-what-happens-when-parents-borrow-too/)

**Median Parent PLUS debt**
$39,909

**Estimated parent payment**
$507/mo

Modeled Parent PLUS pressure by income

| Income | Risk level |
| --- | --- |
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |

The model holds the parent balance fixed and varies parent income. [Read the assumptions and limits](#cost-data-notes).

## Student and parent loans: the monthly payments

Financial GPS

### What does repayment look like?

**Institution median student debt**
$24,053

**Institution Parent PLUS debt**
$39,909

Federal loans only; private or institutional loans aren’t included.

**Estimated student payment · monthly**
$273/mo

**Estimated Parent PLUS payment · monthly**
$507/mo

**Modeled student + parent payments**
$780/mo

Payments use school-wide median balances, not a specific major’s.

#### Student payment as a share of available income

At median graduate earnings of $49,328, with a $22,590 annual allowance for basic expenses:

**12.3%** of income above the allowance · Concerning

1.  Excellent Under 8%
2.  Good 8–under 12%
3.  Concerning 12–20% · selected scenario
4.  High risk Over 20%

How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

[Read the framework and its limits](/analysis/financial-gps-framework/).

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

[Explore your own numbers in Financial GPS](/financial-gps/?tool=student&school=xavier-university-of-louisiana#student-tool)

## Data & methodology

Sources and reporting periods: [methodology](/methodology/).

Analysis and methodology by [Daniel Rogers](/about/#founder), founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. [About College Azimuth](/about/).

**Net price and borrowing.** The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. [College Scorecard data and documentation](https://collegescorecard.ed.gov/data/).

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.