Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Louisville, KY
When students choose between Abilene Christian University and Bellarmine University, they're comparing two private universities with fundamentally different approaches to student success. Both serve Christian communities and offer similar program mixes, but ACU achieves remarkable outcomes while serving 60% low-income students compared to Bellarmine's 25%.
The data reveals a striking pattern: ACU graduates earn less in absolute terms but far exceed demographic predictions, while Bellarmine graduates earn more but underperform expectations.
Median Student Debt at Graduation
$24,250
federal loans
$25,000
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$23,000
borrowed by parents
ACU is predominantly business-focused, with 27% of graduates earning degrees in business fields. Bellarmine has a health-focused profile, with nursing as its flagship program (172 graduates annually).
ACU's largest programs include Sports/Kinesiology (72 graduates), Finance (71), and Nursing (67). Bellarmine's top programs feature Nursing (172), Psychology (50), and Communications (49).
While both schools offer comprehensive liberal arts curricula, their different program concentrations partly explain the career trajectory differences between institutions.
For students prioritizing institutional transformation and affordability, ACU delivers exceptional value by dramatically exceeding earnings expectations while costing $10,873/year less. Bellarmine offers higher absolute earnings and stronger completion rates, making it the better choice for students who can manage the higher cost and want the Louisville metropolitan area advantages.
The data points to ACU as the stronger institutional performer — a school that takes students from challenging backgrounds and propels them beyond predicted outcomes. But the right choice depends on whether you value transformational education at ACU or higher absolute outcomes at Bellarmine, considering your family's financial capacity and career goals.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
