Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Moorhead, MN
When students choose between Concordia College At Moorhead and Abilene Christian University, they're comparing institutions with fundamentally different access missions. Both are private Christian colleges emphasizing business education, but ACU serves 60% Pell grant recipients compared to Concordia's 20% while charging significantly less.
The question isn't which produces better outcomes — median earnings are similar — but which serves your family's financial circumstances and educational philosophy.
Median Student Debt at Graduation
$24,250
federal loans
$26,847
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$29,471
borrowed by parents
Both schools are business-focused: Concordia graduates 20% in business fields, while ACU concentrates even more heavily at 27%. Concordia's program mix includes 10% Education and 6% Arts, with top programs including Business Administration (63 graduates), Biology (52), and Communication (30).
ACU's largest programs center on Sports/Kinesiology (72 graduates), Finance (71), and Nursing (67). The business emphasis at both institutions helps explain why career outcomes remain comparable despite serving different student populations.
For students prioritizing affordability and access, ACU delivers comparable career outcomes at $12,937/year less while serving a more economically diverse population. Concordia offers higher graduation rates and a more traditional liberal arts experience, making it the better choice for students who value those factors and can manage the higher cost.
The data reveals two different but equally valid approaches: ACU's access-focused mission versus Concordia's more traditional model. Neither dominates on pure financial value — the right choice depends on your family's resources, educational philosophy, and personal fit with each institution's community and culture.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
