Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Houghton, NY
When students choose between Abilene Christian University in Texas and Houghton University in New York, they're comparing two Christian liberal arts institutions with fundamentally different track records of student success. Both schools focus on business programs and serve similar academic markets, but the outcomes data reveals a stark contrast.
ACU consistently helps students exceed earning expectations, while Houghton underperforms predictions. The question isn't just about cost — it's about institutional effectiveness and which school better prepares graduates for career success.
Median Student Debt at Graduation
$24,250
federal loans
$25,250
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$37,863
borrowed by parents
Both institutions are business-focused, with ACU graduating 27% of students in business fields compared to Houghton's 23%. ACU's largest programs include Sports and Kinesiology (72 graduates), Finance (71), and Nursing (67), reflecting a blend of professional and healthcare preparation.
Houghton emphasizes Business Administration (48 graduates), Theological Studies (27), and Biology (20), showing a more traditional liberal arts approach. Both schools maintain similar program diversity, but ACU's concentration in high-demand fields like nursing and finance may contribute to its stronger earnings outcomes.
For students prioritizing institutional effectiveness and affordability, ACU delivers superior outcomes at $8,434/year less than Houghton. The earnings premium data reveals ACU's strength in helping students exceed expectations, particularly impressive given its higher concentration of low-income students.
Houghton offers a New York liberal arts experience and may appeal to students seeking that specific environment, but the financial math doesn't support the premium. The data points to ACU as both the more affordable option and the more effective institution — a rare combination.
For families focused on career outcomes and financial value, ACU represents the stronger choice across multiple dimensions.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.