Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Abilene, TX & Owings Mills, MD
When students choose between Abilene Christian University and Stevenson University, they're comparing institutions with fundamentally different missions around access and affordability. ACU in Texas serves primarily low-income students (60% Pell recipients) while achieving strong mobility outcomes.
Stevenson in Maryland serves a more affluent population (29% Pell) with higher raw earnings but at significantly higher cost. The question isn't which produces better outcomes — it's which path aligns with your family's financial reality and values around educational access.
Median Student Debt at Graduation
$24,250
federal loans
$26,000
federal loans
Median Parent PLUS Loans
$26,542
borrowed by parents
$52,117
borrowed by parents
ACU is predominantly business-focused, with 27% of graduates earning degrees in business fields. Stevenson emphasizes health sciences, with nursing as its largest program (196 graduates annually).
ACU's largest programs include Sports/Kinesiology (72 graduates), Finance (71), and Nursing (67). This program mix reflects different career preparation strategies: ACU balances business, healthcare, and athletics programs while Stevenson concentrates heavily on nursing and healthcare careers.
Both approaches lead to solid employment outcomes in their respective regional markets.
For students prioritizing educational access and affordability, ACU delivers strong mobility outcomes while serving a predominantly low-income population at $14,092/year less than Stevenson. Stevenson offers modestly higher earnings potential and stronger completion rates, making it worthwhile for families who can manage the premium cost without excessive borrowing.
The data points to ACU as the stronger value for families focused on minimizing debt while still achieving solid career outcomes. However, students drawn to Stevenson's nursing programs or Mid-Atlantic location may find the higher investment justified by their specific career goals and circumstances.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
