Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Campbellsville, KY & Point Lookout, MO
When students choose between Campbellsville University and College of the Ozarks, they're comparing two private Christian institutions with vastly different approaches to affordability. Both schools serve similar career paths in business and education, but College of the Ozarks operates on a distinctive work-study model that dramatically reduces costs.
The data reveals that graduates earn essentially the same median income — making this comparison about financial strategy rather than career outcomes.
Median Student Debt at Graduation
$17,156
federal loans
—
federal loans
Median Parent PLUS Loans
$10,370
borrowed by parents
—
borrowed by parents
Both schools emphasize business programs, with Campbellsville graduates earning 17% of degrees in business fields and College of the Ozarks at 21%. Campbellsville's largest programs include Business/Commerce General (73 graduates), Social Work (60), and Criminal Justice (44).
College of the Ozarks concentrates on Business Administration (48 graduates), Teacher Education (25), and Psychology (25). This similar program mix helps explain why career outcomes align so closely despite the dramatic cost differences between institutions.
For students prioritizing financial value, College of the Ozarks delivers identical career outcomes at $10,577/year less than Campbellsville. The work-study model requires commitment but eliminates debt entirely — a transformative advantage for young professionals starting their careers.
Campbellsville offers broader access (98% admission rate versus 15%) and may suit students who prefer traditional college financing over work-study requirements. The data overwhelmingly points to College of the Ozarks as the stronger financial choice, but success depends on thriving in their structured work environment and meeting their selective admission standards.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
