Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Murfreesboro, TN & Memphis, TN
When students choose between University of Memphis and Middle Tennessee State University, they're comparing two Tennessee public universities that produce similar career outcomes through different pathways. Both deliver median earnings around $48,500 ten years after enrollment, but Memphis achieves this while serving a more economically disadvantaged student population.
The data reveals Memphis significantly outperforms demographic predictions, while Middle Tennessee performs closer to expectations for its student profile.
Median Student Debt at Graduation
$20,000
federal loans
$23,300
federal loans
Median Parent PLUS Loans
$14,229
borrowed by parents
$15,393
borrowed by parents
Memphis is predominantly business-focused, with 19% of graduates earning degrees in business fields. Middle Tennessee has a more balanced mix: 16% Business and 11% Arts.
Memphis's largest programs include Sports and Kinesiology (393 graduates), Registered Nursing (269), and Interdisciplinary Studies (245). Middle Tennessee's top programs are Interdisciplinary Studies (238), Psychology (221), and Liberal Arts (219).
This program composition creates similar career trajectories, explaining the comparable earnings outcomes between institutions.
For students prioritizing institutional effectiveness and social mobility, Memphis demonstrates stronger performance by achieving comparable outcomes while serving a more economically disadvantaged population. Middle Tennessee offers slightly better affordability and completion rates, making it the better choice for students concerned about graduation risk and debt levels.
The data points to both schools as reasonable options within Tennessee's public system, but Memphis stands out for its ability to exceed expectations for students from challenging backgrounds. The right choice depends on your family's economic position, academic preparation, and comfort with debt levels.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
