Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Portland, OR & Memphis, TN
When students choose between Portland State University and University of Memphis, they're comparing two large public universities with similar costs but different career trajectories. Both serve broad-access student populations in major metropolitan areas.
The data reveals a significant earnings gap that makes this comparison compelling: graduates earn the same debt burden but face notably different financial futures after college.
Median Student Debt at Graduation
$20,500
federal loans
$23,300
federal loans
Median Parent PLUS Loans
$18,859
borrowed by parents
$15,393
borrowed by parents
Portland State is predominantly business-focused, with 22% of graduates earning degrees in business fields, followed by 12% in social sciences and 6% in arts. Memphis also emphasizes business (19% of graduates) but shows more diversity in top programs.
Portland State's largest programs include Psychology (344 graduates), Business Administration (339), and Social Sciences (239). Memphis concentrates on Sports/Kinesiology (393 graduates), Nursing (269), and Interdisciplinary Studies (245).
These program differences help explain the earnings gap between institutions.
For students prioritizing long-term earnings potential, Portland State delivers $9,448 more in median annual income at virtually the same cost as Memphis. Memphis offers strong value relative to student demographics and may appeal to students interested in health sciences or sports-related fields.
The data points to Portland State as the stronger financial value — but the right choice depends on your program interests, geographic preferences, and career goals. If maximizing earning potential is your priority and you're comfortable with Portland's location, Portland State is the clear pick.
Key Takeaway
The numbers favor Portland State, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
