Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Nacogdoches, TX & Mobile, AL
When students choose between University of South Alabama and Stephen F Austin State University, they're comparing two remarkably similar public universities with nearly identical financial profiles. Both charge around $15,150 per year and produce graduates earning roughly $49,500 at the median.
The meaningful differences lie in program focus, geographic location, and career pathways rather than cost-benefit calculations. This comparison highlights how program fit matters more than financial advantage when schools offer equivalent value.
Median Student Debt at Graduation
$23,409
federal loans
$24,929
federal loans
Median Parent PLUS Loans
$18,080
borrowed by parents
$26,683
borrowed by parents
University of South Alabama is predominantly health-focused, with nursing leading at 308 graduates annually, followed by biology (162) and education programs. The institution emphasizes health sciences alongside business (13%), engineering (11%), and education (10%).
Stephen F Austin takes a business-centered approach with 20% of graduates in business fields, complemented by 9% in arts programs. Stephen F Austin's largest programs include interdisciplinary studies (291 graduates), kinesiology (146), and nursing (119).
These program differences shape career trajectories more than earning potential.
For students prioritizing health sciences careers and Alabama regional connections, University of South Alabama delivers strong outcomes with slightly higher earnings beyond expectations. Stephen F Austin offers the better choice for business-focused students with Texas career aspirations and lower total debt burdens.
The financial profiles are virtually identical — both cost around $15,150 annually and produce similar career outcomes. The data points to a tie on pure financial value, making program fit and geographic preferences the deciding factors.
Choose based on your intended major and where you want to build your career, not on cost differences that don't meaningfully exist.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
