Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • San Marcos, TX & Denton, TX
When students choose between University of North Texas and Texas State University, they're comparing two large public universities with strikingly similar missions and outcomes. Both schools serve as accessible pathways to bachelor's degrees in Texas, with comparable student populations and career preparation.
The key difference lies in the price tag — UNT delivers the same results for less money. This comparison comes down to cost efficiency and personal fit rather than dramatic differences in quality or outcomes.
Median Student Debt at Graduation
$21,000
federal loans
$19,250
federal loans
Median Parent PLUS Loans
$22,500
borrowed by parents
$23,211
borrowed by parents
UNT is predominantly business-focused, with 19% of graduates earning degrees in business fields, followed by 8% in arts programs. Texas State has a similar mix with 18% in business, 7% in arts, and 6% in social sciences.
UNT's largest programs include Multi/Interdisciplinary Studies (861 graduates), Liberal Arts (618), and Psychology (429). Texas State's top programs are also Multi/Interdisciplinary Studies (544), followed by Sports/Kinesiology (475) and Psychology (475).
The program offerings are remarkably parallel, reflecting similar institutional priorities and student interests.
For students prioritizing cost efficiency, UNT delivers identical career outcomes at $2,086 less per year than Texas State. Texas State offers its own campus culture in San Marcos and may appeal to students drawn to its specific program offerings or location.
The data points to UNT as the stronger financial value, though the difference is modest rather than dramatic. Both schools serve as solid, accessible options for Texas students seeking affordable public education.
The right choice depends on program preferences, campus environment, and family budget constraints. If cost is a primary concern, UNT provides the same destination for less money.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
