Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • San Marcos, TX & Tampa, FL
When students choose between University of South Florida and Texas State University, they're comparing two large public universities that deliver similar career outcomes at different price points. Both schools rank in the 97th percentile nationally on the Azimuth index, but USF costs $6,395 less per year while producing comparable graduate earnings.
The question becomes whether Texas State's specific offerings justify the premium for your situation and career goals.
Median Student Debt at Graduation
$21,000
federal loans
$17,988
federal loans
Median Parent PLUS Loans
$22,500
borrowed by parents
$15,541
borrowed by parents
USF is predominantly health-focused, with strong concentrations across medical fields including Biology (1,184 graduates), Health Services (969), and Registered Nursing (464). The program mix includes 18% Business and 12% Social Sciences.
Texas State has a more balanced approach with 18% Business leadership, plus significant programs in Sports/Kinesiology (475 graduates) and Psychology (475). Texas State's top program is Multi/Interdisciplinary Studies (544 graduates), reflecting its broad academic accessibility and diverse student pathways.
For students prioritizing financial value and graduation rates, USF delivers comparable career outcomes at $6,395/year less than Texas State. Texas State offers broader program accessibility, particularly in interdisciplinary studies and kinesiology, making it better for students seeking those specific pathways despite the higher cost.
The data points to USF as the stronger financial choice — but Texas State may serve students who value its particular program strengths or geographic location in central Texas. If affordability matters and you're open to Florida, USF provides excellent value with strong health science opportunities.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
