Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • San Diego, CA & Villanova, PA
When students choose between Villanova University and University of San Diego, they're comparing two business-focused private universities with notably different earning outcomes. Both schools emphasize business programs and serve similar student populations, but Villanova graduates earn 16% more at the median.
The question becomes whether the higher cost at Villanova translates to superior career prospects — and the data suggests it typically does.
Median Student Debt at Graduation
$22,940
federal loans
$25,874
federal loans
Median Parent PLUS Loans
$56,559
borrowed by parents
$40,000
borrowed by parents
Both schools are predominantly business-focused, with Villanova producing 34% business graduates and USD at 42%. Villanova's program mix includes 34% Business, 12% Social Sciences, and 11% Engineering, while USD shows 42% Business, 11% Social Sciences, and 9% Engineering.
Villanova's largest programs include Finance (276 graduates), Nursing (253), and Management Sciences (154). USD emphasizes Finance (231), Business Administration (148), and Communications (113).
The similar business concentrations make the earnings difference particularly notable.
For students prioritizing earning potential in business fields, Villanova delivers notably higher median earnings at $100,423 versus USD's $86,522, justifying the additional annual cost for most graduates. USD offers strong value with lower upfront costs and outperforms expectations given its student demographics, making it the better choice for families prioritizing affordability or students seeking California connections.
The data points to Villanova as the stronger long-term financial investment, but USD provides excellent outcomes at a more manageable price point. The right choice depends on your family's financial capacity, career goals, and geographic preferences.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
