College Financial GPS for ChatGPT

• “Is biology at UIC affordable if I borrow $4,000 a year?”
• “My dad is 55, earns $120,000 and would borrow $7,000 a year for Duke. What would Parent PLUS mean for him?”
• “We make $83,000 and can contribute $2,000 a year. Can we afford UIC as a family?”
• “Here are the amounts on my award letter. What is a grant, and what would we have to repay?”
• “Compare UIC, Duke and Auburn with the same yearly borrowing.”

College Financial GPS is listed in ChatGPT’s plugin directory: add it to ChatGPT, then ask about a college by name. No College Azimuth account or payment is needed.

The tools use College Azimuth’s data and the same Financial GPS rules package as the website. They show the figures and assumptions used for the calculation. Student and parent checks have different scales; the pooled family view has no tier.

The 10-year payment is a yardstick for comparing debt. It is not necessarily the payment you would be billed. Parent PLUS results also show the standard-plan bill, its duration and the ages it runs through.

Earnings are historical medians, not a prediction of your pay. The basic-expense allowance is national, not a local budget. Other debts, rent and family responsibilities can change what is comfortable. Private-loan rates are assumptions. Ask the assistant to identify the year and basis of the figures it uses.

The plugin covers undergraduate programs. It does not submit applications, choose lenders, recommend repayment plans or investments, calculate RAP payments, or calculate graduate-program returns. It can explain the dated loan rules without recommending a plan.

Share only the relevant amounts and generic line labels. Omit names, addresses, student IDs, Social Security numbers and account details. ChatGPT extracts the amounts for the tool; College Azimuth’s server does not need the document itself.

The server receives only each tool’s inputs. It uses them for the request and does not store them. Operational logs without incomes, ages, amounts or award-letter lines are kept for 30 days. OpenAI handles your ChatGPT conversations under its own policies. See College Azimuth’s privacy policy and terms of use.

• If a school name is ambiguous, specify the state or campus.
• If a field’s earnings are missing, the assistant should explain the gap before using all fields.
• If current loan terms are unavailable, try again later. The assistant should not invent rates.
• If a request is rate-limited, wait for the indicated retry interval.
• If the assistant does not use the plugin, check that College Financial GPS is enabled and mention it in your request.

For help or security reports, email Daniel@collegeazimuth.com. Include the prompt and error message if useful, with personal details removed. These are educational estimates, not financial, tax or legal advice.