Alabama A&M University's published cost of attendance reaches $23,751 per year, including $18,634 in out-of-state tuition (or $10,024 for Alabama residents), $11,402 for room and board, and $2,192 for books and supplies. However, the average student pays just $14,559 after financial aid, representing savings of $9,192 from the sticker price.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $23,751 |
| Tuition and Fees | $18,634 |
| Room and Board | $11,402 |
| Books and Supplies | $2,192 |
| Average Financial Aid (Grants and Scholarships) | -$9,192 |
| Average Net Price (What Families Pay) | $14,559 |
| Family Income | Net Price |
|---|---|
| $0–30k | $13,776 |
| $30–48k | $13,923 |
| $48–75k | $16,471 |
| $75–110k | $19,057 |
| $110k+ | $18,200 |
Alabama A&M University's published cost of attendance reaches $23,751 per year, including $18,634 in out-of-state tuition (or $10,024 for Alabama residents), $11,402 for room and board, and $2,192 for books and supplies. However, the average student pays just $14,559 after financial aid, representing savings of $9,192 from the sticker price. This net price falls slightly below the peer median of $14,093, positioning Alabama A&M as competitively priced within its peer group.
The substantial gap between sticker price and net price reflects the university's commitment to making education accessible for students from diverse economic backgrounds. Net prices vary significantly by family income, ranging from $13,776 for families earning under $30,000 to $18,200 for those earning over $110,000. This progressive pricing structure aligns with Alabama A&M's mission to serve students from lower-income families, with 64.4% of students receiving Pell grants.
How much students borrow and whether debt is manageable given outcomes.
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
Alabama A&M University graduates carry a median debt load of $31,000, significantly above the peer median of $21,105. Student debt ranges from $5,500 at the 25th percentile to $32,208 at the 75th percentile, showing substantial variation in borrowing patterns among graduates.
The debt-to-earnings ratio reaches 0.76, indicating that typical graduates carry debt equivalent to about nine months of median earnings. Parent PLUS borrowing adds median debt of $17,101 with monthly payments of $225, reflecting additional family financial commitments.
While debt levels exceed peer institutions, this pattern reflects Alabama A&M's student population, which includes substantial shares of first-generation and Pell-eligible students who typically require more borrowing to finance their education. The higher debt burden represents a meaningful consideration for prospective students, particularly given median earnings levels.
How cost compares to graduate earnings and value added.
Alabama A&M University's investment profile combines moderate costs with above-average earnings uplift relative to student backgrounds. Graduates earn $2,363 beyond expectations, ranking at the 65.1st percentile nationally, indicating strong value creation despite absolute earnings levels below peer medians.
The debt-to-earnings ratio of 0.76 requires careful financial planning but remains manageable for graduates entering careers with steady earning potential. Median earnings of $40,628 provide sufficient income to service typical debt loads, though graduates should expect extended repayment periods.
The university's net price advantage versus peers helps offset higher debt levels, creating reasonable overall investment dynamics. Engineering and business graduates particularly benefit from strong earning potential that justifies educational investment.
Alabama A&M University's financial aid approach emphasizes need-based support, with 64.4% of students receiving Pell grants compared to typical national rates of 35-40%. The $9,192 average financial aid savings represents 38.7% of the total cost of attendance, indicating substantial institutional investment in affordability.
Net prices by income demonstrate Alabama A&M's commitment to progressive pricing, with the largest aid concentrated on families earning less than $75,000 annually. The high Pell share reflects both the university's mission to serve first-generation and lower-income students and the effectiveness of its financial aid policies in attracting students who might not otherwise afford college.
Aid targeting aligns with student demographics, ensuring that the 36.6% first-generation student population receives appropriate financial support. The financial aid structure enables broad access while maintaining revenue sustainability through higher net prices for families with greater ability to pay.
