Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Calvary University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$14K
+
Room
$6K
+
Books
$794
=
Sticker Price
$20,044
$14K+$6K+$794=$20,044
Your Family Income
Sticker
$20,044
−
Your Aid
$5,547
=
Net Price
$14,497
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Calvary University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$20,044
Tuition and Fees
$13,692
Room and Board
$6,304
Books and Supplies
$794
Average Financial Aid (Grants and Scholarships)
-$7,184
Average Net Price (What Families Pay)
$12,860
Calvary University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$9,571
$30–48k
$11,240
$48–75k
$14,497
$75–110k
$16,007
$110k+
$16,444
Understanding Your Aid Package
Calvary University has a sticker price of $20,044 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $20,044/year
Average aid: $7,184 in grants & scholarships
$48–75K families pay: ~$14,497/year
Low-income families: Pay ~$9,571/year
36% of students receive Pell Grants
Financial Aid Profile
💰
36%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
35%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$20,839
Range (25th–75th)$5,500 – $21,321
Debt Manageability
0.46x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$45,421
vs $50,412 peer avg
Earnings Growth
+37%
6 → 10 years post-graduation
Value Added
+$-4,516
38th percentile among peers
Earnings Range (10yr post-graduation)
$29,708
25th %ile
$66,219
75th %ile
Frequently Asked Questions about Calvary University Cost & Financial Aid
Calvary University's published tuition is $20,044 per year. However, after financial aid, the average student pays $14,497—a difference of $5,547.
Families earning under $30,000 pay an average net price of $9,571 at Calvary University. 36% of students receive Pell Grants.
Calvary University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Calvary University graduates is $20,839, resulting in estimated monthly payments of $221 over 10 years.
Even families earning over $110,000 pay an average net price of $16,444 at Calvary University—still $3,600 less than the sticker price. Most families qualify for some form of aid.
