Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Carlow University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$35K
+
Room
$13K
+
Books
$2,000
=
Sticker Price
$46,864
$35K+$13K+$2,000=$46,864
Your Family Income
Sticker
$46,864
−
Your Aid
$27,337
=
Net Price
$19,527
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Carlow University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$46,864
Tuition and Fees
$34,502
Room and Board
$13,406
Books and Supplies
$2,000
Average Financial Aid (Grants and Scholarships)
-$26,042
Average Net Price (What Families Pay)
$20,822
Carlow University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$16,896
$30–48k
$16,776
$48–75k
$19,527
$75–110k
$22,767
$110k+
$23,797
Understanding Your Aid Package
Carlow University has a sticker price of $46,864 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $46,864/year
Average aid: $26,042 in grants & scholarships
$48–75K families pay: ~$19,527/year
Low-income families: Pay ~$16,896/year
41% of students receive Pell Grants
Financial Aid Profile
💰
41%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
37%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,500
Range (25th–75th)$9,250 – $30,265
Median Parent PLUS Loans$17,208
Debt Manageability
0.50x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$51,051
vs $50,412 peer avg(+$639)
Earnings Growth
+14%
6 → 10 years post-graduation
Value Added
+$-1,208
53th percentile among peers
Earnings Range (10yr post-graduation)
$32,242
25th %ile
$76,659
75th %ile
Frequently Asked Questions about Carlow University Cost & Financial Aid
Carlow University's published tuition is $46,864 per year. However, after financial aid, the average student pays $19,527—a difference of $27,337.
Families earning under $30,000 pay an average net price of $16,896 at Carlow University. 41% of students receive Pell Grants.
Carlow University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Carlow University graduates is $25,500, resulting in estimated monthly payments of $270 over 10 years.
Even families earning over $110,000 pay an average net price of $23,797 at Carlow University—still $23,067 less than the sticker price. Most families qualify for some form of aid.
